Risk Management- Leveraged Finance Credit Risk - Executive Director

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Have you got the right qualifications and skills for this job Find out below, and hit apply to be considered.

As a Credit Risk Director in Middle Market Banking & Specialized Industries Credit Risk, you will partner with a cross functional team delivering credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations.

You will be responsible for both credit approval and management of a team of risk professionals as they work with clients ranging from family owned businesses, to acquisitions by either strategic corporates or financial sponsors.

Credit executions range from bilateral structures to the syndicated finance bank market and institutional investor transactions.

Critical to this role is the ability to develop a broad and deep understanding of the business, financial, competitive and industry risks faced by clients in the assigned portfolio and utilize that view to guide a team in the proper risk grading of borrowers, analysis of credit requests, structuring of credit facilities and negotiation of credit agreements and other loan documentation.

Additionally, you will implement the policies and procedures necessary to achieve the mission of the Risk Organization and ensures they are being adhered to on an ongoing basis.

This role has a major impact on portfolio quality.

Job Responsibilities

• Utilize excellent credit analysis skills and financial modeling knowledge to independently manage a team in the underwriting and structuring of new transactions and management of their assigned credit portfolio.
• Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.
• Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.
• Lead complex transactions including negotiations and legal documentation for bilateral, prorata syndicated finance structures or institutional loan executions.
• Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving.
• Act with a sense of urgency and drive execution to meet both internal and client deadlines.
• Partner effectively to develop fulsome client relationships, including being looked to as an expert on Structuring and Credit Policy and will be viewed as the go-to person for credit by both internal partners and clients.
• Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization.
• Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems.

Required qualifications, capabilities, and skills

• BA / BS / BBA degree is required
• Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking / corporate finance experience) and a thorough understanding of bank credit policies and procedures
• Minimum of 10+ years’ experience in commercial banking / lending including extensive credit analysis, structuring and loan documentation experience
• Significant accounting and finance knowledge and superior financial modeling skills
• Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills
• Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills
• Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
• Proven ability to collaborate and build strong partnerships.
• Intellectual curiosity with a proven ability to learn quickly
• High degree of initiative, self-direction, and ability to work well under pressure

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