Sr. Credit Risk Analytics Analyst

Yamaha has an excellent opportunity for a Sr. Credit Risk Analytics Analys t to join our team in Cypress, CA . The Sr. Credit Risk Analytics Analyst will serve as a lead analyst in aggregating, analyzing, and interpreting data for monitoring and oversight of the credit portfolio and delivering insights and decision strategies.

Position will perform complex and advanced data manipulations and analyses, providing analytical support for wholesale and / or retail portfolio to maximize profits and / or asset growth and to minimize credit, operating losses, and synthesizing data to form a story and making recommendations to management.

What you’ll be doing :

• Compile and mine data from multiple sources and involving large data sets that are structured and unstructured.
• Develop complex data query programming to extract data and / or manipulate databases needed for reporting, analyses, and modeling.
• Perform complex analysis / analysis design including predictive modeling, regression / multivariate, financial, comparative analysis, customer / demographic analyses, trend analyses, etc.
• Identify opportunities for additional statistical models and / or creating sophisticated analytical techniques to analyze and forecast losses and business performances.
• Produce monitoring and benchmarks regarding growth, mix, delinquencies, and overall profitability and performance.
• Produce monthly, quarterly, and annual risk and business performance reports.
• Develop and implement underwriting strategies or pilot programs in support of new product / program launch and / or pricing.
• Create presentation materials on analysis results, findings, and recommendations.
• Provide work direction and mentor lower-level team members.

What you’ll need to be successful :

• Master’s degree or higher in a quantitative field, such as statistics, economics, econometrics, finance, mathematics, operations research, engineering, physics, computer science, or business / social behavioral sciences with quantitative emphasis
• 7+ years of experience in data capture and data queries using tools, such as SQL, SAS EG, etc. is required.
• 7+ years of risk reporting experience, risk analytics experience or combination of both
• 5+ years of programming experience in SQL and / or SAS required.
• 3+ years of experience in financial services industry is required.
• Knowledge, Skills, and Abilities :
• Knowledge of credit bureau data is preferred.
• Knowledge of Oracle database is preferred.
• Experience with other reporting tools, such as SAP Analytics Cloud and Tableau is preferred.
• Excellent analytical skills with high attention to detail
• Ability to learn quickly and manage multiple priorities in a fast-paced and rapidly changing environment.
• Excellent verbal, written and interpersonal communications.

Don’t meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification.

At Yamaha, we understand that talent comes in various forms, as such we are dedicated to building a diverse, inclusive, and authentic workplace.

If you’re excited about this role but your experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway.

You may be just the right candidate for this or other roles!

What’s in it for you :

• 401(k) and Profit Sharing
• Fertility Benefits
• 37.5-hour workweek
• Medical, Dental, Vision
• Life and AD&D Insurance
• Wellness Program
• Short-Term Disability Coverage (for hourly roles)
• Long-Term Disability
• Student Debt Repayment Benefits
• Ability to borrow Yamaha product

Pay : $85,400 to $$150,310

$85,400 to $$150,310

Yamaha intends to offer the selected candidate base pay dependent on job-related experience. Base pay is part of Yamaha’s Total Reward program, our Talent Acquisition Team will share more details as candidates progress.

Reports to : Department Manager