Job Description :
Job Title Credit Risk Management Structured Finance Credit Officer
Corporate Title Vice President
Location New York, NY
Overview
As a Credit Officer in the CRM Global Credit Financing and Solutions (GCFS) team you will support a number of leveraged and structured lending businesses covering middle market corporates, digital infrastructure, renewable energy & project finance, aircraft financing, social infrastructure, and equity margin loans.
Counterparties span a broad range of industries, investment and non-investment grade ratings, and transactions are typically complex and highly structured.
The role provides superior learning opportunities for you to expand your corporate finance knowledge and further your career development.
You will play a crucial role in evaluating new transactions, making fundamental credit decisions, and providing credit approvals.
Credit officers work in close partnership with front office colleagues by participating in due diligence, assessing credit quality, evaluating risks, assigning ratings, and determining risk appetite and will also be responsible for monitoring and managing a portfolio of counterparties, conducting periodic reviews, and participating in regulatory audits and you will be an integral part of contributing to the success of Deutsche Bank's structured finance franchise.
What We Offer You
- A diverse and inclusive environment that embraces change, innovation, and collaboration
- A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
- Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
- Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
- Educational resources, matching gift, and volunteer programs
What You'll Do
- Participate in due diligence, review financial, commercial, technical analysis, evaluate business plans, financial projections and models
- Assess ratings, risk appetite, and compliance with policy requirements and underwriting standards
- Analyze transactions, develop, and present credit recommendations to CRM senior management, document and communicate credit decisions
- Manage a portfolio of existing transactions, monitor performance, conduct annual and periodic credit and rating reviews
How You'll Lead
- Build relationships with front office colleagues, challenging assumptions while providing constructive feedback
- Communicate credit views to senior management and help mentor and manage junior staff
- Lead responses and discussions related to audit and regulatory inquiries
Skills You'll Need
- VP level or equivalent experience, extensive relevant experience in a corporate credit or risk management function
- Prior experience in leveraged lending, asset-based finance, project finance or commercial real estate; knowledge of derivatives and familiarity with legal documentation helpful
- Strong analytical, financial and communication skills. Detail-focused and able to present information in a structured, clear, and concise way
- Industry knowledge in technology, energy, transportation, healthcare, or business services and
- Sound credit judgment and ability to independently make and defend transaction recommendations
Skills That Will Help You Excel
- Ability to present information in a structured, clear, and concise way
- Ability to work independently and under time pressure
Expectations
It is the Bank's expectation that employees hired into this role will work in the New York, NY office in accordance with the Bank's hybrid working model.
Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and / or religion.
The salary range for this position in New York City is $125,000 to $203,000. Actual salaries may be based on a number of factors including, but not limited to, a candidate's skill set, experience, education, work location and other qualifications.
Posted salary ranges do not include incentive compensation or any other type of renumeration.
Deutsche Bank Values & Diversity
We believe talent is found in all cultures, countries, races, ethnicities, genders, sexual orientations, disabilities, beliefs, generations, backgrounds, and experiences.
We pursue a working environment where everyone can be authentic and feel a sense of belonging. Click here to find out more about our diversity and inclusion efforts.
We are an Equal Opportunity Employer - Veterans / Disabled and other protected categories.
Learn more about your life at DB through the eyes of our current employees : https : / / careers.db.com / life
The California Consumer Privacy Act outlines how companies can use personal information. If you are interested in receiving a copy of Deutsche Bank's California Privacy Notice please email HR.Direct redacted
Deutsche Bank Benefits
At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That's why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life.
We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more!
Click these links to view the following notices : EEO is the Law poster and supplement; Employee Rights and Responsibilities under the Family and Medical Leave Act;
Employee Polygraph Protection Act and Pay Transparency Nondiscrimination Provision
LI-HYBRID
LI-REMOTE
LI-ONSITE
Our values define the working environment we strive to create - diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation.
We build talented and diverse teams to drive business results and encourage our people to develop to their full potential.
Talk to us about flexible work arrangements and other initiatives we offer.
We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.
Visit Inside Deutsche Bank to discover more about the culture of Deutsche Bank including Diversity, Equity & Inclusion, Leadership, Learning, Future of Work and more besides.
We are an Equal Opportunity Employer - Veterans / Disabled and other protected categories. Click these links to view the following notices : EEO is the Law poster and supplement;
Employee Rights and Responsibilities under the Family and Medical Leave Act; Employee Polygraph Protection Act and Pay Transparency Nondiscrimination Provision.
Vice President, USPB Enterprise Risk & Balance Sheet Management
This group is responsible for executing Enterprise Risk Management (ERM) programs including Risk Identification, Risk Appetite & Limits, New Activities/Product Risk, ERM Risk Monitoring and framework execution. Vice President, USPB Enterprise Risk & Balance Sheet Management. The In-Business Credit &...
Risk Management - Treasury and Chief Investment Office - Interest Rate Risk Management - Vice President
As an Risk Management - Treasury and Chief Investment Office - Interest Rate Risk Management team, you will be responsible for managing the firm's and Line of Business's interest rate risk exposure. Provide risk coverage for interest rate risk in the banking book for the firm; including monitoring, ...
Credit Portfolio Officer
Duties: Monitor client portfolios to ensure that risks are controlled, with a focus on credit risk exposures arising from market sensitive portfolios. Develop and enhance tools for the measurement, monitoring and management of counterparty exposure including PFE (Potential Future Exposure), risk cap...
Wealth Management Strategic Initiatives Finance Team Lead - Vice President
As the Wealth Management ("WM") Strategic Initiatives Finance Team lead - Vice President in the Strategic Initiatives, Marketing & Functional Finance team, you will help manage and drive strategy supporting high growth businesses and initiatives across J. Our Consumer & Community B...
Credit Vice President, PMG - Healthcare Banking
GCIB Credit Risk Manager for the Healthcare Industry Vertical -- The Credit Risk Manager in the Portfolio Management Group (PMG) is responsible for the implementation of the credit risk management function within GCIB (Global Corporate & Investment Bank) and more specifically the Healthcare Industry...
Asset Management - Investment Risk Alternatives, Vice President
As a Asset Management Risk, Vice President in the Investment Risk Alternatives team you'll be a experienced quantitative and market risk oriented professional responsible for developing and maintaining market, investment, liquidity and counterparty risk frameworks, analytics and reporting for the AM...
Vice President of Risk Management
Seeking a Vice President of Risk and Claims Management to playa pivotal role in overseeing the administration of Risk and Claims Managementwithin the hospital. This leadership position offers an exciting opportunity fora seasoned legal professional to contribute to the effective management of riskan...
VP-Sr Credit Officer (Financial Institutions Group)
MOODY’S RATINGS is hiring a Vice President, Senior Credit Officer for our Funds and Asset Management Team based in New York. Write in-depth, high quality and focused research on credit trends in the asset management and fund finance sectors credit. This challenging and high profile role would suit s...
Director, Lead Senior Credit Officer (C&I Portfolio)
Act as risk managers with the responsibility for identifying, acting on and escalating risks and are held strictly accountable for the failure to discharge their risk management duties. Prepare credit assessment including adjudication opinion, projections and stress test, to be reviewed by the Senio...
Director Credit Risk Reporting
Primary responsibilities include reporting and analytics for the management of Credit Risk, including, but not limited to, key credit metrics, risk ratings, exposures, and concentrations. The Director Credit Risk Reporting is responsible for providing executive level support related to the organizat...