Senior Product Manager, Consumer Payments

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing.

Our retail partners need Affirm to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company.

We’re just getting started, and we’re looking for a strong product leader to take on this big challenge!

As a Sr. Product Manager on the Consumer Payments team, you will play a pivotal role in shaping the future of consumer financial services, commerce, and payments.

The Consumer Payments team is responsible for ensuring any customer can reliably make a payment with their preferred payment methods through Affirm all while protecting their financial health.

We do this by improving our payment experience, scaling our payment processing systems, optimizing our payment acceptance and performance.

You will work closely with cross-functional teams including Engineering, Product Analytics, Finance, Partnerships, other Product teams, and more to define and build solutions that improve the payment experience of all of our users and drive a direct impact on key business goals.

You should be outcomes driven with a very high bias for action and are undaunted by multiple dependencies both internal and external.

What You'll Do

• Drive Payment Performance. Own key initiatives across our platform to improve how we process payments, manage instruments, and leverage open banking data.
• Be a Payments Expert. Be a trusted source on payments leveraging industry trends, new developments across payment methods and networks, open banking, and processors to shape our platform capabilities and roadmap.
• Build for Scale. Lead and guide product direction for a cross-functional team of engineering, analytics, and platform partners.

All with a platform mindset.

• Product Discovery and Opportunity Identification. Identify new product opportunities and set a comprehensive roadmap that’s informed by data analysis, qualitative research, and your own discovery.
• Opportunity Definition. Define product objectives, work with the engineering team and partners to drive requirements, ultimately lead execution to launch key products and features.
• Senior Leader Interaction. Interact effectively with senior leaders presenting insights and strategies that drive our company’s objectives.

What We Look For

• 5+ years of product management experience in the software tech industry
• Payment processing / money movement operations, wallets / payment methods, or open banking experience a plus
• Track record of experimenting and successfully launching at scale
• Outstanding written and verbal communication with a diverse stakeholder audience
• Very good at influencing leadership and cross-functional teams
• Solid technical chops that allow you to have in depth technical discussions and opinions
• Excellent at identifying and prioritizing high impact initiatives
• Experience managing technical software products from kick-off to post-launch
• The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans
• Excellent at establishing cross-functional relationships, tapping into those relationships and drive consensus to make progress.

Pay Grade - USA 30

Interested in learning more about this job Scroll down and find out what skills, experience and educational qualifications are needed.

Employees new to Affirm or promoted into a new role, typically begin in the min to mid range.

USA base pay range (CA, WA, NY, NJ, CT) per year :

• Min : $162,400
• Mid : $203,000
• Max : $243,500

USA base pay range (all other U.S. states) per year :

• Min : $146,100
• Mid : $182,700
• Max : $219,200

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment.

Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office.

A limited number of roles remain office-based due to the nature of their job responsibilities.

Benefits

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include :

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.

K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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