Global Markets Credit Equities Credit Officer – Vice President/Associate

Description

Responsible for analysis to aid in either the underwriting of structured financing transactions or counterparty risk. Additional responsibilities include proactive evaluation of Problem Assets, some limit approval authority and reporting of capital markets credit risk.

The Counterparty Credit Risk Specialist will primarily interface with the traders / marketers and other risk and support groups (i.

e. Compliance, Finance, Operations, etc.). Incumbents typically have over five years of experience in credit risk management.

Product knowledge and credit skills are necessary.

The role sits within the Global Markets Credit ("GMC") group within the Enterprise Credit organization.

Global Markets Credit ("GMC") is responsible for ensuring robust and consistent credit underwriting for Global Markets lending activities, which includes financing facilities secured by a range of financial and physical assets.

Within GMC, this role will assist with the credit underwriting and ongoing portfolio management functions for the US Equities Finance portfolio.

The Equities portfolio is comprised of Fund Financing, Single Stock Margin Loans, Diversified margin Loans and Fully Collateralized Funding.

Responsibilities :

The Associate / Vice President will work closely with both senior and junior team members within the GMC Specialty Finance team as well as other constituents within GMC.

The role will coordinate closely with the Equities Banking team, and various Risk partners to help drive responsible loan growth.

We also partner with other parts of Enterprise Credit to leverage industry-specific expertise.

Key responsibilities will include participation in the deal screening, term negotiation, diligence, and credit committee process.

The candidate will review and potentially challenge all elements of transactions including structure, collateral, and cashflow stress analysis.

The role will have responsibility for ongoing deal and portfolio monitoring and will exercise credit approval authority for amendment / waiver / renewal / extension activity.

The candidate will assist in the preparation and review of credit approval memos. The role will also assist with periodic reporting requirements, policy and procedure updates, risk rating scorecard maintenance, regulatory inquiries, limit requests, and other ad hoc projects.

Role can be filled as Associate or Vice President based on experience / skillset

Required Skills :

• 3-5+ years of experience in financial services. Relevant prior experience may include roles in : credit risk management, credit underwriting, structuring, loan origination, or public rating agencies
• Familiarity with Equities structured finance and an understanding of macroeconomic drivers
• The candidate will likely have had experience of reviewing lending or debt transactions including securitization or collateral based lending facilities and derivatives.
• Candidate should exhibit strong analytical skills, personal drive, individual initiative, a sense of urgency, and responsiveness, with a desire to grow, learn, and take on increasing levels of responsibility
• Strong organizational, oral, and written communication skills, with ability to communicate effectively with all levels of risk, support, and business partners
• Candidate should be a strong team player, willing to support more junior members of the team as required.
• Proficiency with Word, Excel and PowerPoint, along with ability to quickly learn new programs and applications
• High level of attention to detail

Skills :

• Critical Thinking
• Analytical Thinking
• Portfolio Analysis
• Credit and Risk Assessment
• Oral Communications
• Presentation Skills
• Written Communications
• Collaboration
• Technical Documentation
• Monitoring, Surveillance, and Testing
• Data and Trend Analysis
• Issue Management
• Regulatory Compliance
• Active Listening

Minimum Education Requirement :

Bachelor's degree preferred; Finance, Accounting, or Economics majors preferred with strong academic credentials.

Shift :

1st shift (United States of America)

Hours Per Week :