Mortgage Loan Originator

Description :

General Responsibilities / Job Summary :

• Responsible for developing new mortgage business, maintaining a current knowledge of applicable laws and regulations, and providing the documentation required within the operations of the department.
• Essential Functions / Duties (A few accountabilities that cover the tasks, duties and responsibilities that are most important to get the job done, listed in priority order.

Describe what must be accomplished including supervision or management responsibilities and quality and quantity standards.) :

• Embrace the LINK corporate values of LIVE, INTEGRITY, NURTURE, KNOWLEDGE and infuse those values throughout the company.
• This position requires the employee to possess a positive attitude and willingness to learn, while providing superior client services to all members of LINKBANK.
• Sales and Business Development : Develop and nurture relationships with clients, realtors, attorneys, financial contacts and community civic organizations and other center's of influence to promote goodwill and generate new business.

Takes a collaborative approach in actively developing business in the community through cross functional calling efforts and sales strategy.

• Meet with prospective clients, take mortgage applications and develop a plan based on the needs of the client.
• Identifies marketing opportunities to promote the bank's products and services geared towards consumer and realtor education.

This includes such things as but is not limited to home loan counseling, real estate agents seminars and sales meetings and events.

• Prepare and submit mortgage applications and all required documents to the mortgage loan operations system and / or mortgage operations staff to support the gathering of any additional information while keeping all necessary parties informed.
• Cooperate with, participate in and support the adherence to all industry and internal policies, procedures, regulations and practices in support of risk management and overall safety and soundness.
• Exemplify our customer service philosophy by providing exceptional service to customers (internal and external) and to third party vendors.
• Other duties as assigned.

Requirements :

Minimum Qualifications :

Education / Training : High School Diploma

Knowledge / Skills / Abilities :

• Ability to juggle multiple priorities with clear direction from supervisor.
• Attention to detail, problem solving and the ability to be proactive.
• Must partner with management team to ensure effective compliance to Bank's policies and procedures.
• Skilled in engaging vendor relationships.
• Thorough knowledge of current mortgage lending regulations
• Strong computer knowledge and Windows skills required.
• Involvement in community groups / events and strong networking skills.
• Excellent interpersonal, communication, leadership, sales, communication and organizational skills.

Experience : Minimum of three (3) years of experience in mortgage originations

Required Certification / Licenses : NMLS Certification

Travel Requirements : Ability to reach all locations within the bank's footprint as well as meeting clients.

Physical and Mental Job Requirements :

• Must be able to verbally communicate instructions and information clearly, concisely, and accurately to our clients and other employees.
• Must be able to read and comprehend sometimes complex schedules, and details to process correspondence accurately, while providing exceptional client service.
• Manual dexterity for the functional operation of office equipment, computer terminal, and other office equipment.
• Must have visual acuity required to work at a computer terminal.
• Mobility enough to coordinate activities in department and lifting up to 50 pounds may be required.

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