Job Description
Job Description
About JMAC Lending
JMAC Lending has been in business for more than 25 years servicing clients with our innovative products, exceptional service, support and dedication to helping our partners grow our business.
The core of our culture and business approach is to go Beyond Current market options to be the go-to lender of choice for our clients.
Our associates hold distinguished credentials and participate in continuing education, to ensure knowledge is carefully balanced with experience.
Our company was built on our adherence to the highest ethical standards, while efficiently and carefully executing the delivery of product pricing for wholesale and correspondent lending for our clients.
Job Purpose :
Conduct comprehensive audits of Federal Housing Administration (FHA), Veterans Affairs (VA), and United States Department of Agriculture (USDA) loans to ensure their accuracy and completeness before submission to the respective agencies.
Ensure the insurability / guarantee of loans by performing a pre-endorsement review of all required documents in compliance with the U.
S. Department of Housing and Urban Development (HUD) guidelines.
Key Responsibilities :
- Loan Insurability : Ensure all government loans are insured or guaranteed within JMAC requirements.
- Documentation Coordination : Collaborate with internal teams, external parties, and investors to obtain any missing or corrected documents.
- File Management : Organize and stack loan files according to agency standards and requirements.
- Collateral Requests : Request and manage the shipping of notes and collateral to investors.
- Support Role : Assist as a Junior Post Closer by supporting the team with various tasks and requests.
Requirements
- Software Proficiency : Proficient in Microsoft Office Suite (Word, Access, Excel, PowerPoint) and Adobe Acrobat , Government websites, such as FHA, VA and USDA.
- Knowledge Base : In-depth understanding of FHA, VA, and USDA loan guidelines and regulations.
- Experience : A minimum of 3-4 years of experience in mortgage-related roles, particularly in auditing or loan processing.
- Interpersonal Skills : Strong interpersonal skills, capable of fostering positive, productive, and effective professional relationships.
- Multitasking and Prioritization : Ability to handle multiple tasks simultaneously and prioritize effectively.
- Problem-Solving Abilities : Demonstrated capability in identifying and resolving issues efficiently.
- Proactive Organization : Highly organized and proactive in managing responsibilities.
- Customer Service : Commitment to providing excellent customer service.
Benefits
- Health Care Plan (Medical, Dental & Vision)
- Life Insurance (Basic, Voluntary & AD&D)
- Paid Time Off (Vacation & Holidays)
- Retirement Plan (401k)
- Short Term & Long Term Disability
- Family Leave
- Wellness Resources
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER : JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job.
While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.