Senior Product Manager, Fraud

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers.

We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row.

We have delivered over $25 billion in affordable and responsible credit to our 2.7M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

Are you the right applicant for this opportunity Find out by reading through the role overview below.

We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.

Upgrade has been named a Best Place to Work in the Bay Area three years in a row, Top Companies to work for in Arizona and one of the "Best Engineering Department" awarded annually by Comparably.

We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1600 talented and dedicated professionals.

Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.

What You’ll Do :

• Drive product development for all of Upgrade’s fraud infrastructure including detection, models, third party data integration, and consumer verification measures.
• Partner closely with Upgrade’s fraud management team to monitor and drive improvements on all relevant fraud KPIs.
• Act as product owner for scrum teams working to ship fraud platform enhancements.
• Evaluate and drive implementation of new third party data and software integrations.
• Work closely with the operations team to monitor, troubleshoot and solve issues.

What We Look For :

• Significant expertise in fraud strategies, models, data sources and infrastructure in a Fintech environment preferred.
• 5-7 years of product management experience in a fast-paced, entrepreneurial environment.
• Alternatively 3-4 years of experience as a Fraud analytics or Fraud operations.
• Fluency with product development tools, SQL, web analytics and AB testing software.
• Experience with third party APIs & solutions integration.
• Ability to lead and resolve questions and conflicts across organizational stakeholders.

What We Offer You :

• Competitive salary and stock option plan
• 100% paid coverage of medical, dental and vision insurance
• Flexible PTO
• Opportunities for professional growth and development
• Paid parental leave
• Health & wellness initiatives

The compensation range of this position in San Francisco, CA is $180,000 - $200,000 USD annually plus equity and benefits.

Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience.

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Notice to California-based Candidates for Employment. This California Candidate Privacy Notice is intended to provide information about how Upgrade collects and uses personal information to California consumers who apply for employment with Upgrade If you are employed by Upgrade, refer to the Employee Handbook for additional information.

For any questions about this notice, please contact ccpa@upgrade.com.

Personal Information Upgrade Collects :

Identifiers Including name, address, email, telephone number, social security number, driver license number, passport number, and other personal identifying information.

Characteristics of protected classifications under California or federal law, including demographic information and other personal information obtained during the application process, such as gender, race, national origin.

Professional or employment-related information, such as salary / compensation and benefits packages, other relocation or job preferences, prior background, experience, skills, and other information in support of your application, reference information, other information obtained through background checks, including employment, credit, and criminal history.

Education Information. Any other information you provide as a part of recruitment, job application, or interview process.

Purposes for Collecting Personal Information :

To consider qualifications, skills, and interest for employment. To communicate with you during the recruitment and interview process.

To conduct background checks and verify your information if you are offered employment. To provide compensation, including payroll, and administer stock options and benefits, including medical, dental, vision, commuter, and retirement benefits.

To provide human resources services and conduct performance evaluations. To monitor work eligibility including work-related licenses, credentials, training, and eligibility to work in the United States.

To improve recruitment and interview processes and ensure a safe and efficient working environment. To comply with applicable legal or regulatory requirements including state and federal company reporting obligations.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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