Director - Asset Based Lending

Essential Duties and Responsibilities

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below.

Specific activities may change from time to time.

1. Manage / mitigate credit risk of portfolio transactions.

2. Complete on-time, accurate, well-articulated annual reviews, amendment memos, trend cards, and CLAR's; maintains MRA quarterly spreads / PRISM grade reviews;

maintains credit files, other compliance requirements such as monthly tickler attestations, quarterly / annual credit file reviews and attestations, manage collateral, review field exams and appraisals.

3. Attract, retain and develop a team of top credit professionals.

4. Understand and adhere to various Truist and ABL policies, processes, procedures and regulatory requirements; ensures policies and controls are executed;

timely completion of all required Corporate and Business unit training / testing

5. Restructures or resolves troubled (workout) credits with input from risk partners.

6. Manage ABL credit, operational and market risk within pre-approved risk tolerance levels.

7. Work with originations, structuring, legal, compliance and risk partners to align strategic objectives, share market knowledge, and facilitate seamless execution.

8. Demonstrate Truist culture and values.

Required Qualifications :

The requirements listed below are representative of the knowledge, skill and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. BA / BS degree

2. Licenses : Series 79 and 63 (60 days for your start date to transfer, 120 days to acquire)

3. 11-15 years of related work experience

4. Solid subject matter expertise including knowledge of industry drivers, product positioning, structuring and risk mitigation.

5. Demonstrated ability to collaborate across functional areas to resolve complex issues

6. Strong interpersonal skills which foster teamwork, trust, creativity / innovation and accountability

7. Ability to communicate clearly, concisely and insightfully

Preferred Qualifications :

1. MBA degree, with a Finance focus

2. Diversified product structuring / underwriting / portfolio management experience

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation : All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.

Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.

Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.