Lending Relationship Specialist - Private Client, Jackson, MS

At BankPlus, we strive to add value for our employees, customers and shareholders. We are a high-performing TEAM committed to fulfilling promises, building lasting relationships, and making dreams come true.

All current employees must have a performance rating of Outstanding or High-Performing to be eligible to post for a position.

General Position Statement :

The Lending Relationship Specialist Private Client assists Officers with all financial needs of high profile customers.

Duties and Responsibilities :

• Sells and cross sells Bank products to new and established customers by assessing the customer’s needs and being knowledgeable of the features and benefits of the products.
• Interviews loan applicants and ensures the completion of an accurate consumer loan application and accepts customer paperwork for loan products.
• Enters all consumer loan applications into DecisionPro and completes Loan Worksheets for business applications.
• Performs duties for department’s staff in an accurate and efficient manner such as : prepares loan packages and correspondence, sends wire transfers, scans all loan documentation into ISView and prepares and maintains loan files.
• Prepares loan advances, renewals, extensions and amendments and assists Loan Officers with loan closings and funding; quotes loan payoffs and initiates loan payoff letters as instructed.
• Reviews and resolves credit and collateral exceptions.
• Files Deeds of Trusts, titles, and UCC’s in an accurate and efficient manner.
• Assists Loan Officer in compiling information for credit analysis, orders credit bureau.
• Obtains monthly Inventory and A / R Reports from customers and prepares the appropriate Borrowing Base Certificate.
• Obtains required information from prospective customers and / or existing customers for collateral and credit files.
• Resolves unposted loan items on a daily basis.
• Orders appraisals.
• Works closely with the Mortgage Center for simultaneous loan closings.
• Orders title work and coordinates loan closings with Attorney’s office.
• Follows up after closings for final title opinions or loan polices to ensure the bank’s proper lien position.
• Understands the complexity and legal requirements for real estate loan closings for out of state properties.
• Manages a large volume of Real Estate loans that require time sensitive disclosures and closing dates as well as timely collection of required documentation to ensure these time requirements are met.
• Greets and services all customers in a courteous and professional manner.
• Ensures the loan documentation is processed accurately and filed in a timely manner.
• Performs all lending relationship specialists functions in compliance with applicable Bank regulations and policy and procedure.
• Participates in the bank’s High-Performance Rewards Connections program.
• Maintains a thorough knowledge of Bank products, services, policies, procedures and appropriate regulatory issues as related to daily job functions including, but not limited to : Bank Secrecy Act;

Privacy Act : Fair Lending Act; Regulation E, etc. up to date knowledge of competitors’ products and pricing. Completes required compliance training and adheres to the Bank’s standard of conduct.

Performs other duties as assigned.

Position Requirements :

• Bachelor’s degree preferred
• Lending relationship specialist / loan closing experience required
• Previous BankPlus product, services, and systems experience preferred
• Thorough knowledge of consumer loan software
• Maintain or obtain NMLS License
• General computer and typing experience Microsoft Office Suite, to include Excel, Work, and Outlook
• Ability and willingness to work in a team environment
• Strong interpersonal skills
• Proactive in assisting Officer’s within the department
• Driving, and occasional travel, as needed for business purpose
• Excellent verbal and written communication skills
• Work outside of regular business hours, as deemed necessary
• Ability to handle multiple tasks

BankPlus is an Equal Opportunity Employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law.

We maintain a drug-free workplace and perform pre-employment substance abuse testing.