Senior Commercial Real Estate Underwriter

Overview This is a remote role that may only be hired in the following locations : Florida, North Carolina, South Carolina, or Virginia.

The Senior Commercial Real Estate Underwriter supports the commercial lending team by underwriting at an advanced level of complexity for commercial portfolios.

Provides guidance to structuring, servicing, and analysis for both new and renewal credits. Identifies, gathers, and reviews financial information to determine borrower risk ratings and appropriate loan structuring.

Assesses and communicates risks to assist department risk mitigation strategies. Provides service and support for both associates and clients, participating in client calls, and may assist in identifying cross-sales opportunities.

May assist special projects as needed to facilitate commercial lending activities and service capabilities, and may provide direction to less experienced underwriters in the work group.

Responsibilities Job Responsibilities : Underwrite commercial real estate loans for a diverse lending team across all markets in the Bank’s national footprint.

Loan portfolio to include the primary asset types such as office, retail, industrial, and multi-family as well as more specialized asset classes inclusive of but not limited to self-storage, hotel, restaurants, and single-family rental properties.

Contributes to the commercial real estate lending team culture to ensure it is consistent with the mission, vision, and values of First Citizen’s Bank.

Qualifications Basic Quailifications : Bachelor's Degree and 6 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis.

OR High School Diploma / GED and 10 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis.

Additional Qualifications : 4 years working with Commercial Real Estate required; 6 years working in Commercial Real Estate preferred.

Microsoft Excel competency required Strong written and verbal communication skills required Experience working with credit exposure 5 million and above preferred First Citizens benefits programs are designed to meet our associates where they are in life.

Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families,however defined.

More information regarding our benefits offerings can be found here : benefits.Job Responsibilities : Underwrite commercial real estate loans for a diverse lending team across all markets in the Bank’s national footprint.

Loan portfolio to include the primary asset types such as office, retail, industrial, and multi-family as well as more specialized asset classes inclusive of but not limited to self-storage, hotel, restaurants, and single-family rental properties.

Contributes to the commercial real estate lending team culture to ensure it is consistent with the mission, vision, and values of First Citizen’s Bank.

Basic Quailifications : Bachelor's Degree and 6 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis.

OR High School Diploma / GED and 10 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis.

Additional Qualifications : 4 years working with Commercial Real Estate required; 6 years working in Commercial Real Estate preferred.

Microsoft Excel competency required Strong written and verbal communication skills required Experience working with credit exposure 5 million and above preferred First Citizens benefits programs are designed to meet our associates where they are in life.

Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families,however defined.

More information regarding our benefits offerings can be found here : benefits.