Monitoring / Comparative File Review Manager - Fair Banking Compliance | Mount Laurel, NJ, USA

Monitoring / Comparative File Review Manager - Fair Banking Compliance

The information below covers the role requirements, expected candidate experience, and accompanying qualifications.

TD Bank Group - Mount Laurel, United States

Work Location :

United States of America

Hours : Pay Details :

Pay Details :

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions.

The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs.

Line of Business : Compliance

Compliance

Job Description :

Department Overview :

The TD Bank Fair Banking Compliance team is seeking a skilled professional to facilitate completion of regularly scheduled monitoring activities for consumer and small business lending portfolios designed to detect potential non-compliance with Federal Fair Lending Laws and UDAAP issues.

You will leverage your combined credit acumen and fair lending compliance expertise to :

• Identify and organize key attributes used to render credit, pricing, and line assignment decisions from business line policies and procedures and provide guidance for the structure and scope of monitoring projects, including fair lending statistical analyses.
• Conduct fair lending comparative file reviews by analyzing groups of applicants and outcomes to determine whether similarly situated applicants were treated similarly, regardless of prohibited basis factors such as race, ethnicity, age, gender, and location.
• Escalate issues for further analysis.
• Prepare reporting to demonstrate results and conclusions.

In this role, you will have close interaction with key personnel, including senior management from our core lending business lines, and other pillars in the fair banking compliance organization including the data analytics, specialists, and complaints teams.

Join a great team of dynamic and supportive Fair Banking Aficionados who have fun while ensuring fair banking compliance effectiveness for our Communities, Customers and Colleagues.

Background and skills that may be helpful in this role include :

• Previous experience conducting fair lending comparative file reviews
• Previous experience operating in second line of defense (i.e., oversight and challenge).
• Previous experience writing / reviewing credit policy / guidelines
• Previous experience in credit data modeling / regression analysis
• Previous experience organizing and reporting compliance / fair lending results.
• Previous experience underwriting residential lending products and / or other consumer credit products (i.e., indirect auto, cards, small business, unsecured, etc.).

Education & Experience :

• Undergraduate degree or equivalent work experience
• 7+ years of experience

Who We Are :

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores.

Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing.

Additional Information :

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Accommodation :

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.

com. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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