RETAIL MORTGAGE LOAN UNDERWRITER - KNOXVILLE, TN

Truist Financial Corporation
Knoxville, TN, United States
Full-time
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Primary Location : Knoxville, TN US : Retail Mortgage Loan Underwriter - Knoxville, TN

Job Description : The position is described below. If you want to apply, click the Apply button at the top or bottom of this page.

You'll be required to create an account or sign in to an existing one.

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility or call 877-891-2510 (accommodation requests only;

other inquiries won't receive a response).*

Regular or Temporary :

Regular Language Fluency : English (Required)

Work Shift :

Please review the following job description :

Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below.

Specific activities may change from time to time.

1. Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage

production goals.

2. Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well

as secondary market investor's guidelines utilized by Truist.

3. Adhere to and comply fully with any and all Truist policies and procedures related to internal and external

rules and regulations, particularly those established by State and Federal law.

4. Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as

Truist Mortgage products and their benefits.

5. Consistently execute on Truist's referral process by introducing mortgage clients to other bank

solutions for deepening client opportunities.

6. Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined

through quality control or post-closing review. QUALIFICATIONS

Required Qualifications :

The requirements listed below are representative of the knowledge, skill and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. 1+ year(s) experience in banking and / or lending environment with basic knowledge of

residential property types

2. Good organizational, written and verbal communication skills

3. Possesses solid interpersonal and negotiation skills

4. Demonstrated proficiency in relevant computer applications

5. Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new

or transfer of registration, and applicable NMLS acceptable background check Preferred Qualifications :

1. Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience.

2. Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.

3. Previous sales awards and leadership positions. OTHER JOB REQUIREMENTS / WORKING CONDITIONS Sitting / Standing / Walking / Bending / Lifting

Sitting Frequently (25% - 50% of the time)

Standing Frequently (25% - 50% of the time)

Walking Frequently (25% - 50% of the time) Lifting Up to 25 lbs.

Visual / Audio / Speaking

Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.

Manual Dexterity / Keyboarding

Able to work standard office equipment, including PC keyboard and mouse, copy / fax machines, and printers.

Availability

Able to work all hours scheduled, including overtime as directed by manager / supervisor and required by business need.

Travel

Up to 75% Truist supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.

Thank you for your interest in Truist! BB&T and SunTrust have come together in a transformational merger of equals to create Truist, the premier financial organization in the country.

You may notice references to our legacy company names, BB&T and SunTrust, in places throughout this site. All such references should be understood to refer to Truist moving forward while we continue to transition to the Truist name.

Moving forward.

We're still hiring - it just looks a little different. For safety reasons, we've started using a lot more technology in our interview process. Here's how :

  • Most interviews will happen digitally with our Modern Hire video tool. If you have technology concerns, please let us know so we can attempt to assist with finding a solution.
  • If your future position requires an in-person interview or travel, we'll evaluate if it's possible to postpone.
  • Digital onboarding is an option for many positions. We're still excited for new teammates to join, even if it's virtually.

We are looking for ways to minimize the impact of these uncertain times on applicants' candidacy. We're all in this together.

3 days ago
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