Consultant, Group Underwriting I (Dental and Supplemental Health)

What you'll be doing

• Underwriting new business opportunities for profitable growth. Underwriting includes, but is not limited to, financial risk assessment, contract comparison, demographic analysis, and experience-rating.
• Completing RFP documents including proposals, questionnaires, bid forms and online quote platforms.
• Mentor non-Specialty Health underwriters on Supplemental Health and Dental / Vision products.
• Maintaining proficiency of Lincoln’s pricing and reporting tools.
• Managing an assigned inforce book of business by handling change requests and renewals.
• Developing and maintaining relationships with assigned field offices.
• Consulting and negotiating with Distribution partners and Brokers.
• Responding to appeals within designated authority.
• Presenting case underwriting to leadership team as necessary.
• Collaborating with core underwriters to coordinate proposals and renewals on shared customers.
• Coordinating with operational teams to ensure accurate preparation of plans with appropriate coverage levels and pricing.
• Mentoring and assisting with training as needed.
• Serving as subject matter expert as appropriate.
• Identifying and communicating process improvements that improve efficiency and / or quality of work.
• Participating in projects related to process improvements, pricing tool enhancements, underwriting documentation, product developments, and increasing underwriting knowledge and acumen.
• Representing underwriting in cross-functional projects.
• Adhering to Lincoln’s underwriting guidelines and authority limits.
• Assisting with other assignments / projects as needed during peak and off-seasons
• Maintaining knowledge of current and emerging trends and taking appropriate actions to incorporate into underwriting practices to maintain Lincoln’s competitive advantage.
• Promoting and enhancing organizational initiatives by positively influencing and supporting change management and / or departmental / enterprise initiatives.
• Adhering to departmental and corporate compliance documentation and reporting requirements.

What we’re looking for

Must-Haves :

• 4 Year / Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's) (Minimum Required)
• 3-5+ Years of Supplemental Health and Dental underwriting experience (Dental strongly preferred)

What’s it like to work here? At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives.

Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future. What’s in it for you :

Clearly defined career tracks and job levels, along with associated behaviors for each Lincoln leadership Attribute.

Leadership development and virtual training opportunities

PTO / parental leave

Free financial counseling, health coaching and employee assistance program

Tuition assistance program

A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

Effective productivity / technology tools and training

Pay Range : $67,000 - $120,700 Actual base pay could vary based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role.

The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual.

Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.