Customer & ProductFinanceSenior Financial Analyst - Borrowing BaseHybridChesterfield (US)40 hoursFull timePublished on May 22, 2024

The Senior Financial Analyst - Borrowing Base will work with the Business Risk team to ensure consistency in reviews, reduce error rates, improve the process, and recommend targeted training.

They will evaluate borrowing base documentation and performing trend analysis. They will also work closely on Default Data entry and serve as a lead on other projects implemented in the Rural Business.

The Senior Financial Analyst - Borrowing Base is able to train other team members and complete all of the activities within the Business Risk Team.

Our Shared Future :

After multiple years in Business Risk, I still truly enjoy showing up to work each day with our team ready to take on new challenges and adapt to an ever-changing environment.

Our team is crucial in implementing risk and control framework which requires agility, open communication, and a dedication to our partnership with the business.

I love getting to see the impact Business Risk has within the organization and always feel involved and heard in changes and updates to the credit process.

Senior Financial Analyst - Borrowing Base

You and Your Job

The key purpose of this role is to evaluate borrowing base documentation and to perform trend analysis in a timely manner.

The Senior Financial Analyst - Borrowing Base is responsible for performing quality control activities to ensure the 1st LOR consistently applies standards, complies with laws and regulations and adheres to policies and procedures across the organization.

This position readily distinguishes between what's relevant and what's unimportant to make sense of complex situations. Effective communication skills are used to adjust communication content and style to meet the needs of diverse stakeholders.

The Senior Financial Analyst - Borrowing Base is experienced in complex requests in diverse agriculture industries and sectors.

Job Responsibilities

• Knowledgeable and compliant with laws, regulations, policies, and procedures applicable to the organization.
• Follows the First Line Monitoring (Quality Control) Framework to ensure adherence to local and global requirements.
• At the direction of Business Risk Management performs all actions necessary to ensure that all procedures and processes are in compliance with local and global policies
• Responsible for the accurate timely completion of assigned duties and maintaining the confidentiality of sensitive information.
• Assists Manager with consolidating and creating reports
• Work with Manager to discuss the observations and errors from the control activities and from time-to-time, discuss with the relevant stakeholders.
• Demonstrate organizational support through positive teamwork, trust and mutual respect for customers and employees. Drive initiatives that reinforce the mission, value and advocacy model of Rabobank North America.
• Assist in special department projects to include involvement in reviews, audits, and bank examinations (as requested).
• May perform other related duties or ad hoc projects within the scope of responsibilities.

Your Promise to Us :

To be considered for the Senior Business Risk Analyst role, you must have :

• Bachelor's Degree
• 7+ years of experience in agriculture banking and financial analysis with an emphasis in borrowing base
• Demonstrate ability to work effectively and congenially with employees at diverse levels
• Strong orientation to deadline. Make sound business decisions; understand and achieve business goals. Decisive and exercise good judgment under pressure
• Experience in analysis and reporting and a working knowledge of various financial products and services
• Ability to identify trends and identify necessary actions to reduce risk and remain in control
• Handles sensitive situations in a confidential and professional manner
• Share information and knowledge appropriately with co- workers
• Ability to seek additional information / explanation for clarification when needs
• Strong interpersonal and communication skills. Clear, concise and persuasive writing and presentation skills
• Ability to travel regionally, up to 15%

Our Commitment to you - cultivating your way beyond pay :

Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectation so four clients and customers.

We view your well-being as much more than a pay check. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive and to give you the options and the flexibility you need.

We focus our employee benefits on three main components :

Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire.

Rabo offers multiple plan options and a full network of providers to best meet your needs.

Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That's why you can start participating in the 401(k) plan on your date of hire.

Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.

Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees : up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year).

In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities.

To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs.

All paid time off is subject to company accrual and carryover policies.)

Our Organization :

As a financial services provider for leading U.S. farmers and ranchers, Rabo AgriFinance adds value through industry expertise, client-focused solutions, and long-term business relationships.

Rabo AgriFinance offers a comprehensive portfolio of services to prepare producers to take advantage of market opportunities and mitigate risk.

Our suite of services includes loans, lines of credit, insurance, input financing, equipment leasing and risk management products.

Rabo AgriFinance is a subsidiary of Rabobank, one of the world's largest and most secure banks, and the premier lender in the food and global agriculture industry.

See, https : / / www.raboag.com / .

Salary Expectations :

Target Hiring Range : $95,000.00 - $130,000.00

This position is subject to the terms of RAF / Rabobank / RDS 's compensation plans and policies. It is anticipated that the position will pay within the target hiring range.

The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons.

Further, all full-time regular positions include all other benefits provided to RAF / Rabobank / RDS employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.

Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law.

Rabo also prohibits harassment of any individuals on any of the bases listed above.

At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs.

Are you ready to join our team?

This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.

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