SBA Banker

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries.

Equally important, they bring commitment investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives.

At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to ’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks.

For more information about joining our team, please visit us at .

Overview :

The SBA Banker is responsible for ultimately owning the client relationship, providing expert service and advice, to drive towards the successful execution of the firm's strategy.

Responsibilities :

Cultivate referral sources to drive SBA loans to the firm.

Reviews financial statements and supporting documents, structures SBA loan proposals, completes initial analysis, and prepares credit package.

Originating sufficient volume of SBA Loans (7A and 504)

Establish strong relation with assigned business banking team to facilitate SBA opportunities.

Support SBA Credit Analyst / Underwriter & Closing Specialist in the collection of documents to complete the application & closing process.

Interviewing applicants and requesting specific information for SBA loan application, requesting credit reports, establishing eligibility, and other information pertinent to the evaluation of loan application.

Tracking and logging COI / referral sources, client and prospect Agenda Based Calls

Managing internal shared folders and maintaining pipeline report.

Develop a strategic client acquisition pipeline based upon parameters assigned by your line of business to deepen and expand your portfolio and the Bank’s presence in the market.

Focus on targets and deadlines; Possess a natural disposition to be focused on achieving production goals and calling metrics.

Ability to implement a proactive approach toward managing expenses to ensure a healthy P&L statement.

Keep abreast of the latest financial and SBA product knowledge, financial markets, and relevant regulations.

Stay current on business trends, including businesses which are thriving in your area of expertise.

Surface issues and provide feedback to appropriate corporate functional leaders for visibility and resolution.

Qualifications :

Bachelor’s degree in Finance, Accounting, Real Estate, Commercial

SBA Lending, Banking or related field

Formal Credit training program or equivalent work experience

Minimum 7 years in financial services or banking

Advanced knowledge and understanding of SBA, SOP, and Credit.

Active community participation and relationship development

Specialized industry knowledge

Strong ability to develop and recommend innovative solutions for our clients.

Strong ability to develop, cultivate and maintain client relationships with increased complexity (size of organization, number of deals, etc.)

Strong ability to drive client referrals to the appropriate segment / LOB for maximum client effectiveness and development

Strong ability to interact, negotiate and influence at more senior levels of the organization.

Strong formal business writing skills

Strong knowledge and use of Salesforce

Strong technical proficiency in the use of MS Office products for reporting, data analytics, and presentations