Senior Software Engineer, Originations

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company.

A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success.

Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance.

We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions.

We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

As a Senior Software Engineer, you are a member of a cross-functional agile development team that analyzes, designs, codes, tests and delivers software features.

A Senior Software Engineer has enough experience to collaborate with business partners and stakeholders about the business needs and processes with the ability to transform those discussions into design and ultimately code.

Outcomes and Activities :

This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required.

However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member.

• Experiment and test ideas, validate assumptions against needs, reach conclusion and recommend solutions.
• Design, code, test, and deliver insightful and architecturally sound business solutions around high complexity work
• Contribute to team's sprint goal by test driving complex code
• Document code and projects so others can easily understand, maintain and support
• Apply team coding, documenting and testing standards and drive continued improvements
• Actively participates in engineer COE discussions towards continuous improvement of design and code quality
• Advocate best design principles and patterns within the team
• Improve application and team processes
• Conduct impact analysis to proactively identify impact of a change across multiple systems
• Communicate application changes clearly, concisely, and objectively, both verbally and in writing
• Learn the business process domain to better support the business
• Decrease incidents and increase up-time by developing quality code and testing
• Performs regular reviews on code written by less experienced engineers
• Independently solves various problems and rectify complicated problems through the application of design patterns
• Consistently improve the quality and structure of the previously written code
• Communicate application changes clearly, concisely, and objectively, both verbally and in writing
• Mentor less experienced engineers
• Revises code to make it more efficient and be able to detect bugs in the code
• Document code and projects so others can easily understand, maintain and support
• Increase application domain knowledge through functional testing

Competencies : The following items detail how you will be successful in this role.

Customer Empathy : Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers.

It involves actively putting oneself in the customer’s shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience.

Engineering Excellence : Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business.

This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions.

One Team : A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team.

Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively.

Owner’s Mindset : Owner’s Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain.

As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business.

Requirements :

• Bachelor’s degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience
• Minimum 5 years of software engineering experience or comparable depth of experience
• Java platform experience
• Practical expertise in Software Development Life Cycle (SDLC) including Waterfall and Agile / SCRUM
• Practical expertise in data modeling and database management
• Willingness to participate in an on-call rotation
• The Senior Software Engineer will demonstrate advanced skills while coaching and mentoring less senior team members
• Microservices architecture experience

Preferred Experience :

• Monolith to Microservices migration experience
• Minimum 3 years (of total) experience as an engineer embedded in team in an agile and DevOps delivery environment
• Experience in the technical lead role overseeing a team of software engineering talent
• Advanced IDE usage including memorized the shortcuts associated with them to accelerate the work, write custom macros and optimize the IDE
• In-depth usage and creation of API libraries and custom frameworks to optimize and automate the program’s functionality
• Experience with Spring Boot, Spring REST, or Spring MVC
• Experience with JSON, AJAX, SOA, Rest / SOAP based Web Services, JUnit, Jenkins and Bitbucket
• Experience in API security, analytics, throttling, caching, logging, request and response modifications etc.
• Experience in creating REST API documentation using Swagger and RAML or similar tools desirable
• Experienced with Object-Oriented Design (OOD)
• Ability to fully design and manage databases and use syntax to expedite results, advanced queries and convert data across incompatible interfaces.
• Hands-on knowledge of multiple programming languages, as well as the foundations of how languages work

Target Compensation : A competitive base salary + an annual variable cash bonus will range from $133,031 to $201,919.

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Benefits

Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical / dental / vision and many nonstandard benefits that make us a Great Place to Work

Our Company Values :

To be successful in this role, Team Members need to be :

• Positive by maintaining resiliency and focusing on solutions
• Respectful by collaborating and actively listening
• Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
• Direct by effectively communicating and conveying courage
• Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations :

• Remain compliant with our policies processes and legal guidelines
• All other duties as assigned
• Attendance as required by department

Advice !

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term.

If you are actively looking or starting to explore new opportunities, send us your application!

P.S .

We have great details around our stats, success, history and more. We’re proud of our culture and are happy to share why let’s talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce.

All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

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Play the video below to learn more about our Company culture.