Payment Rails Senior Product Associate

Unleash your expertise in product development and optimization by leveraging user research, analyzing metrics, and collaborating across one of the world's most innovative financial organizations.

As a Senior Product Associate in the Treasury Services Payments organization, you contribute to the team by leveraging your expertise in product development and optimization to make a significant impact, supported by user research and customer feedback to fuel the creation of innovative products and continuously improve existing offerings.

Collaborate closely with cross-functional teams and play a crucial role in shaping the future of our products and ongoing success. Job responsibilities

• Partners with the Product Manager to identify new product opportunities that reflect the needs of our customers and the market through user research and discovery
• Considers and plans for upstream and downstream implications of new product features on the overall product experience
• Supports the collection of user research, journey mapping, and market analysis to inform the strategic product roadmap and provide insight on potential product features that provide value to customers
• Analyzes, tracks, and evaluates product metrics including work to time, cost, and quality targets across the product development life cycle
• Writes the requirements, epics, and user stories to support product development
• Partners with respective payment Product, Operations, Technology and Credit Risk teams to understand the payment life cycle, specifically with respect to the funds control and credit risk identification and mitigation
• Analyzes and creates informed view on As-Is vs To Be decisioning and governance across payment rails
• Identifies and documents product risks such as credit / funds control risk for the Bank and the client
• Aggregates data, risk analysis, payment flow documentation and visual presentation of critical payment flows to highlight points of failure and potential risk from a credit risk perspective Required qualifications, capabilities, and skills
• 3+ years of experience or equivalent expertise in product management or a relevant domain area
• Proficient knowledge of the product development life cycle
• Experience in product life cycle activities including discovery and requirements definition
• Developing knowledge of data analytics and data literacy
• Ability to work with big data sets, ingest and derive a meaningful analysis helping with strategic decisioning for the program
• Ability to present the analysis to the senior stakeholders through power point and other visual tools to help with informed decisioning
• Partner
• Advanced organization skills, , self-motivated and ability to work in collaborative team environment
• Advanced MS Excel and MS Powerpoint skills Preferred qualifications, capabilities, and skills
• Developing understanding of CIB Payment flows and underlying risk factors
• Prior experience of working on Projects involving multiple stakeholders and cross impacts
• Prior experience of working on Control & Policy documentation JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.

Morgan and Chase brands.

Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location.

For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions.

We also offer a range of benefits and programs to meet employee needs, based on eligibility.

These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more.

Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company.

We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.

Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase is an Equal Opportunity Employer, including Disability / Veterans Base Pay / Salary Jersey City,NJ $99,750.00 - $150,000.00 / year