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Mortgage Loan Officer (Remote | Commission-Only)

Mortgage Loan Officer (Remote | Commission-Only)

Happy Home LendingHouston, TX, US
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Job Description

Job Description

Salary : DOE

Launch Fast. Lead Boldly. Close Big. Powered by Happy Home Lending Top 1% Brokerage by Volume & Innovation

At Happy Home Lending, were not just hiring LOswere re-engineering the loan officer experience. With access to 60+ wholesale lenders, a zero-cost tech stack, and same-week onboarding, we give you the tools to scale your productionor build your own squad.

This isnt a desk job. Its a launchpad.

Who Were Looking For

Were hiring two types of high-performers :

  • Experienced Retail LOs ready to escape overlays, slow ops, and low comp
  • New or Newly Licensed LOs eager to learn fast, launch strong, and close deals in their first 6090 days

What Youll Do

If Youre Experienced :

  • Recruit and lead a producing team (yes, we pay overrides)
  • Coach junior LOs in weekly pipeline & skill sessions
  • Structure deals across our 60+ lender panel
  • Price like a boss, close like a pro
  • If Youre New :

  • Shadow top-producing LOs while mastering CRM, POS, and LOS
  • Contact your warm market using proven scripts
  • Join live trainings, call reviews, and file walkthroughs
  • Pull apps, price deals, and grow fast under a mentor
  • What You Get

    FeatureDetails Lender Access 60+ lenders : DSCR, Non-QM, Jumbo, Bank Statement, FHA / VA / Conv Comp Structure High comp tiers + team overrides (if leading a team) Free Tech Stack CRM, POS, LOS, Dialer, Agent Marketing Fast Onboarding Same-week onboarding, quick lender setup Real Support Slack access to real operators, not ticket bots Training & Coaching Modules, live calls, scripting guides

    What Success Looks Like

  • 30 Days : Daily lead touchpoints; 12 pre-approvals
  • 60 Days : 1020 apps in process; partner intros booked
  • 90 Days : Steady closings; new agents working with you
  • Must-Haves

  • Active NMLS license (or ready to start training immediately)
  • Entrepreneurial drive (1099 mindset required)
  • Strong communication and follow-up game
  • Comfortable in a fast-paced, no-handholding environment
  • Bonus Points If You Have

  • Built or led a team before
  • Success in retail mortgage, real estate, or finance
  • Local agent / builder network you can activate quickly
  • Not for You If

  • You need a salary, draws, or hourly pay
  • You want leads handed to you without hustle
  • You resist coaching, metrics, or structure
  • You love overlays and red tape (seriously, we cant help you)
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