Description
Loan Review Senior Consultant
Crowe is seeking a Loan Review Senior Consultant to perform credit risk consulting projects for a variety of clients in the financial services industry.
In this role, you will :
- Provide loan review services and other consulting engagements with clients on credit related matters
- Prepare detailed financial analysis, including cash flow models and collateral evaluations in order to identify potential credit risks
- Evaluate whether commercial loan requests adhere to bank policies and procedures
- Analyze and conduct systematic loan reviews of business-related credits to ascertain adequacy of credit quality, loan documentation, credit administration, and compliance with established policies
- Work on credit projects under a manager; however, you will often work autonomously on certain aspects
- Support many different types of financial institutions, over different geographies
- Lead segments of engagements that will help you develop leadership abilities, including building client relationships and business relationships with key executives
- Write and present clear and concise reports to provide meaningful recommendations to clients
Qualifications :
Educational and Professional Credentials :
- Bachelor’s degree in Finance, Accounting, or Economics or equivalent combination of education and experience
- 3+ years’ experience of working in financial institutions or regulatory supervisory institutions
- Graduate degree or Professional certification a plus (i.e. RMA CRC)
Preferred Knowledge and Skills :
- Underwriting, lending, or regulatory experience - not a role for a consumer finance background
- Experience with a variety of loan products and industries
- Working knowledge of SBA SOP is a plus
- Understanding of credit processes, such as loan origination and underwriting; credit policies; portfolio management; allowance for loan and lease losses;
loan review and remediation
- Thorough knowledge of federal and state banking laws related to credit risk
- Prior experience with risk ratings, risk rating methodology, and allowance methodology would be a plus
- Strong written and verbal communication and comprehension both formally and informally to our clients and our teams, in a variety of formats and settings, including in interviews, meetings, calls, e-mails, reports, process narratives, presentations, etc.
- Prior experience should include progressive responsibilities, including supervising and reviewing the work of others, and project management, including self-management of simultaneous work-streams and responsibilities
- A self-starter who can prioritize multiple tasks, be resourceful and able to research and find solutions
- Passionate about learning, meeting goals, and helping a team succeed
- Willingness to travel
We expect the candidate to uphold Crowe’s values of Care, Trust, Courage, and Stewardship. These values define who we are.
We expect all of our people to act ethically and with integrity at all times.
Our Benefits :
At Crowe, we know that great people are what makes a great firm. We value our people and offer employees a comprehensive benefits package.
Learn more about what working at Crowe can mean for you!
How You Can Grow :
We will nurture your talent in an inclusive culture that values diversity. You will have the chance to meet on a consistent basis with your Career Coach that will guide you in your career goals and aspirations.
Learn more about where talent can prosper!