Loan Officer - Builder Experience Required

Job Description

Job Description

Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera, CA. In 2011, 2012, and 2021, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area.

We are hiring a Builder Account Loan Officer to work for our office.

At Bay Equity, we are committed to Bay Way Best Practices. To our Loan Originators, this means providing the greatest tools and programs to allow them to grow their business to the fullest.

We are building a team of mortgage professionals who want to work with the best. We value growth, stability, and the rewards that come with a successful organization.

Duties and Responsibilities :

• Conduct business in compliance with all state and federal regulations
• Market to clients through a variety of sales efforts including but not limited to; creating working relationships with Real Estate agents, attending industry meetings and home buyer seminars, follow-up calls to RE agents, Builders, CPAs, and past clientele.
• Field inbound loan inquiries
• Originate loans and work with Loan Coordinator and processing to close the loan.

Minimum Requirements :

• NMLS license
• Must have at least 1 year experience with a builder’s in-house lender as a Loan Officer or Loan Officer Assistant
• Additional inside sales experience preferred.
• Complete understanding of current mortgage laws, guidelines, loan programs, and trends
• Ability to assist customers in determining which type of mortgage best meets their needs, as well as which mortgage product is most likely to be approved.
• Ability to negotiate terms and conditions of loans with clients.
• Outstanding customer service skills
• Excellent sales and consulting skills
• Able to competently perform mathematical and analytical tasks
• Ability to speak and present confidently in front of groups
• Must possess superior written and verbal skills
• High School Diploma or GED required
• AA or Bachelor’s Degree preferred
• Bilingual Fluent Spanish or Creole preferred

Benefits of joining Bay Equity Home Loans :

• Extensive product portfolio (Agency direct) Fannie Mae, Freddie Mac, & Ginnie Mae
• Full loan originations, processing, and marketing support
• Participate in extensive and creative marketing to reach new businesses including Radio, Online, events, MSA’s, Affinity programs
• Jumbo up to $5 Million
• Offering Conventional, VA, USDA, FHA, and Portfolio Jumbo products available for SFR, Condo, and Manufactured Homes
• Competitive interest rates
• Top-notch operations and underwriting to reach industry-leading and fast closings
• Great compensation plan

We offer a comprehensive benefits package including medical, dental, vision, life insurance, and 401k. Compensation is minimum wage and commission.

This is a full-time position.

Bay Equity is an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or genetic information.

Bay Equity is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.

To request a reasonable accommodation, contact our Human Resources Department at hrdeskteam@bayeq.com.