Mortgage Banking Officers

Mortgage Banking Officers

Jobs for Humanity is collaborating with Upwardly Global and with Midwestone Bank to build an inclusive and just employment ecosystem. We support individuals coming from all walks of life. Company Name : Midwestone Bank

Job Description

Mortgage Banking Officer Location : West Des Moines, IA Status : Non-Exempt Type : Full-Time City : West Des Moines State : IA Benefits Package : Yes - Full Time Package Address : 9350 University Ave, Ste 138 Overview : At MidWestOne, our people are number one in everything we do. We are a community bank with a culture based on integrity and customer care. The people on our team are the foundation of our success. If you're ready to work for an organization that values you, develops your talents and helps you grow personally and professionally, then look no further. This position is responsible for the production and solicitation of a wide variety of residential real estate loans, working on a base plus commission compensation program. Reviews mortgage loan applications to determine if basic lending criteria are met. Ensures that customer needs are satisfied through effective customer service. Contributes to the Bank's profit projections through individual and department goals and strategies. Additionally, responsible for cross-sales and / or referrals of all bank products and services.

Responsibilities :

• Interviews applicants concerning their mortgage loan needs and desires.
• Initiates the process which determines the customer's financial condition in relation to acceptable risk within Bank policy guidelines.
• Submits loans and subsequent information to be processed for review and approval by residential mortgage underwriting.
• Ensures the growth of the Mortgage Department through the selection and development of new accounts and the expansion of the portfolio.
• Acts in an advisory capacity to other Officers, employees and customers on matters pertaining to mortgage services.
• Ensures that approved loans are closed following required procedures and that the documentation is complete.
• Calls on realtors and other sources of new business to increase referrals, build strategic partners and to promote the Bank and thereby enhance overall banking relationships.
• Performs other duties as assigned.

The Perks :

Qualifications :