Location : On site in offices within our Company's footprint
The Senior Risk Analyst will conduct routine monitoring of the Capital, Market and Liquidity risk management frameworks and adherence to the Company’s risk appetite, key risk indicators and policies.
The individual will play a significant role in providing effective challenge to the business units’ processes, models, and assumptions that measure market risk, liquidity risk, and capital adequacy.
ESSENTIAL DUTIES AND RESPONSIBILITIES
- Collaborate with the respective business units that own capital, market, interest rate, and liquidity risks to ensure compliance with regulatory guidance and industry standards
- Perform deep-dives into the business unit’s processes, controls, methodologies, and assumptions as it relates to market risk (asset-liability management ALM , interest rate risk measurement and analysis, and mortgage secondary marketing activities), liquidity risk, and capital adequacy, providing escalation if necessary
- Develop and implement processes leading to better risk management framework and improvement of internal risk controls
- Monitor market and regulatory conditions and assess potential risk exposures
- Prepare risk reports and analysis for senior management and various committees
- Participate in the Risk & Control Self Assessment and Resolution & Recovery Planning
- Respond to ad hoc requests from the business units, risk management teams or regulators
SUPERVISORY RESPONSIBILITIES
No supervisory responsibilities
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and / or abilities required in this position :
- Bachelor (4-year college) degree
- 4-6 years of relevant experience within the banking or financial services industries
- Working knowledge of banking and financial markets as well as associated regulations as it pertains to an institution’s financial risk management (asset and liability management, liquidity management and capital management experience a plus)
- Ability to analyze, simplify and summarize lengthy and complex materials (e.g., regulatory guidance, market research / studies, economic insights, industry analysis, etc.)
- Strong communication skills to effectively interact with cross-functional stakeholders
COMPUTER AND OFFICE EQUIPMENT SKILLS
- Proficiency in Microsoft Office
- Experience with ALM platforms (e.g., Empyrean, QRM, Fiserv, etc.) a plus
- Experience with Liquidity Management platforms / models a plus
- Experience with data management software and tools (e.g., SAS, SQL, R, etc.) a plus
CERTIFICATES, LICENSES, REGISTRATIONS
None required
About Us
First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel.
With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States.
Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.
Benefit Highlights
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More FirstHorizon.com / First-Horizon-National-Corporation / Careers / Our-Benefits
Corporate Diversity Commitment :
We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve.
We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.
Follow Us
X formerly Twitter
YouTubeEqual Opportunity Employer / Protected Veterans / Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.
41 CFR 60-1.35(c)PDN-9cb2c3c4-df64-4c58-b3b0-a85fc6be07f1