Overview
Join to apply for the Commercial Underwriting Director, Programs - Hybrid / Remote Opportunity role at The Mutual Group .
The Underwriting Director for Programs leads the overall strategy, execution, and profit and loss performance of the GuideOne Programs business unit. This role ensures alignment of long-term strategic and financial goals with effective business processes to successfully manage delegated authority arrangements.
Responsibilities
- Develop and implement strategic plans to expand and enhance programs in alignment with organizational objectives.
- Oversee daily operations and performance of programs, driving efficiency, effectiveness, and quality outcomes.
- Optimize program structure and underwriting capacity to minimize volatility and drive sustainable, long-term growth in premium and surplus.
- Manage Programs team of underwriters and support staff who handle day-to-day underwriting and distribution activities.
- Cultivate key MGA and broker relationships to ensure an optimal portfolio generating steady growth and profit.
- Design and develop internal capabilities that support underwriting and stewardship of profitable programs.
- Collaborate with Analytics, Programs team, and other resources to monitor top and bottom-line results and identify appropriate actions as needed, including management of authority, pricing, terms and conditions, appetite, and guidelines.
- Manage budget for the programs team to ensure delivery of target expense ratio.
- Collaborate with other functional teams to ensure proper governance and oversight.
- Develop and refine program audit protocols to maintain underwriting integrity and regulatory compliance.
- Serve as a strategic advisor to executive leadership on the MGA market landscape, competitive positioning, and emerging opportunities.
- Represent the company at industry events, conferences, and MGA partner meetings, effectively communicating value, vision and strategy in the marketplace.
Qualifications
Experience : Minimum of 5+ years of Program experience in the insurance industry, with at least 2+ years in a management or leadership role.Education : Bachelor’s preferred, but not required.Skills & Knowledge
Proven leadership skills with the ability to inspire teams and influence stakeholders.Strategic mindset with the ability to translate long-term vision into actionable initiatives.Expertise in budgeting, financial management, and P&L oversight.Excellent verbal and written communication skills with the ability to clearly convey complex concepts.Strong analytical and problem-solving skills to evaluate risks, interpret data, and support sound decision-making.Demonstrated negotiation expertise with a track record of securing favorable agreements.Deep knowledge of insurance operations, risk management, and business operations.Compensation
$138,000 - $175,000 commensurate with experience, plus bonus eligibilityBenefits
Competitive base salary plus incentive plans for eligible team members401(K) retirement plan with company match up to 6%Free basic life and AD&D, long-term disability and short-term disability insuranceMedical, dental and vision plansWellness incentivesGenerous time off program including personal, holiday and volunteer PTOFlexible work schedules and hybrid / remote options for eligible positionsEducational assistanceAdditional
Seniority level : DirectorEmployment type : Full-timeJob function : Finance and SalesIndustry : InsuranceWe’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
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