Mortgage Lender - San Diego, CA

Zions Bancorporation is looking for a Mortgage Lender to join their group to help to bring mortgage business into the bank.

Did you know that Zions Bancorporation is one of the nation's premier financial services companies with total assets exceeding $70 billion?

With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities.

At Zions, we haven't forgotten who keeps us in business, meaning we're committed to the success of our customers, and our employees.

Here, the possibilities are endless - come for a job, stay for a career.

We are looking for a seasoned Mortgage Lender in San Diego, CA . This role manages and coordinates activities of residential construction and mortgage lenders and staff.

The ideal candidate will have the skills and experience necessary to :

• Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches
• Ensure compliance with regulatory guidelines in the performance of loan originator duties
• Interviews potential applicants to develop information concerning their needs, desires and other information.; obtains and review pertinent financial and credit data
• Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software
• Ensures any re-disclosures are made timely
• May order appraisals through our systems, arrange for title search and obtain necessary documents
• Responsible to communicate with the customer throughout the process and work with processors through closing
• Originates residential home loans
• Keeps informed of trends and developments in the local real estate market, and changing rules and regulations pertaining to mortgages
• Develops and maintains internal relationships to drive cross-sell opportunities for other bank products
• Other duties as assigned

Qualifications :

Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience.

A combination of education and experience may meet requirements

• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations
• Ability to successfully solicit loans
• Good problem solving skills
• Ability to work independently
• Strong interpersonal skills
• Demonstrated ability to handle multiple priorities
• Strong verbal and written communication skills
• Ability to work effectively in high pressure environment
• Ability to work with various types of computer software, including mortgage specific software

Benefits :

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

This position is eligible to earn a base hourly rate of minimum wage plus commission.