Risk Management - Strategic Analytics Associate - Business Card
Bring your expertise to JPMorgan Chase.
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.
You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Strategic Analytics Associate in our Card Services Risk group, you will support design, implementation and monitoring of the underwriting strategy, while working closely with business partners to optimize the overall product strategy. Job Responsibilities
- Identify and implement world-class Underwriting strategies while ensuring that all aspects of credit, legal, reputational and operational risks are considered.
- Develop and maintain periodic analytics to provide management with full insight into emerging trends, the quality of the originated accounts, and make changes to the credit strategy.
- Attain a detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle.
- Conduct ad hoc analytics and contribute to various projects representing Risk Management.
- Work both independently and collaboratively to complete analytical tasks; starting with problem identification, analysis of large & complex data and formulating concise conclusions with actionable recommendations.
- Communicate with Executive stakeholders on risk initiatives and solution discussion.
- Develop deep and productive working relationship with the leaders across Marketing, Finance, Risk Execution, Legal and Compliance.
Required Qualifications, Capabilities and Skills
- Bachelor's Degree in a quantitative discipline
- 4+ years of experience in a quantitative role (statistics, econometrics, or similar quantitative field) or Master's degree and 2+ years of risk management
- Proficient in performing analytics using SAS or equivalent analytical tool and ability to query large amounts of data using SQL and transform the raw data into actionable management information
- Good analytical mindset and strong problem solving skills
- Ability to logically structure analyses using strong analytical, interpretive, and problem-solving skills and translate into sound business conclusions
- Ability to partner and influence across organizations to deliver new capabilities and changes Preferred Qualifications, Capabilities and Skills
- Advanced understanding of SAS, SAS Enterprise Miner or other decision tree software
- Familiarity with current analytical techniques, e.g.
regression, decision trees and segmentation techniques
- Familiarity with risk analytic techniques
- Experience in card risk management To be eligible for this role, you must be authorized to work in the United States.
We do not offer any type of employment-based immigration sponsorship for this role.
Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products.
Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do.
We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location.
Those in eligible roles may receive commission-based pay and / or discretionary incentive compensation awarded in recognition of individual achievements and contributions.
We also offer a range of benefits and programs to meet employee needs, based on eligibility.
These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more.
Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.
We are an equal opportunity employer and place a high value on diversity and inclusion at our company.
We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.
Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer / Disability / Veterans