Credit Risk Business Strategy Manager

Be unstoppable with us!

T-Mobile is synonymous with innovation and you could be part of the team that disrupted an entire industry! We reinvented customer service, brought real 5G to the nation, and now we’re shaping the future of technology in wireless and beyond.

Our work is as exciting as it is rewarding, so consider the career opportunity below as your invitation to grow with us, make big things happen with us, above all, #BEYOU with us.

Together, we won’t stop!

Join our dynamic Credit Risk Management team as a Credit Risk Business Strategy Manager, and together, we'll conquer new challenges! At our core, we believe in a collaborative approach, and as a key player in our team, you'll find yourself wearing multiple hats.

Your unique blend of analytical prowess, project management finesse, and outstanding presentation skills will be the driving force behind our success.

Collaborate seamlessly with a talented group of analysts, identifying groundbreaking credit segmentation opportunities through statistical methods.

Fuel enhancements in our credit decision processes, policies, originations and portfolio strategies, and fraud prevention measures.

This role extends beyond just analysis you'll be an integral part of the Credit Risk Management team, working hand-in-hand with business partners at T-Mobile.

Together, we'll deploy, analyze, and track new credit strategies, manage risk and craft the future of our credit landscape.

Ready to make a real impact?

Embark on an exciting career, at the forefront of transforming raw data into meaningful insights! As a key player in our dynamic team, you'll be entrusted with the task of handling substantial data sets, extracting valuable insights, and presenting clear, actionable recommendations.

Actively engage in projects, from generating innovative ideas to contributing to the development and implementation stages.

Are you ready to bring your expertise to the table as a Credit Risk Business Strategy Manager? Join us and be a driving force in shaping the future of data-driven decision-making!

Job Responsibilities :

Develop and simulate Consumer Origination or Portfolio credit risk decision strategies, using segmentation and optimization techniques, trend and regression analysis, financial analysis, and forecasting techniques.

Lead the development of specific segments or entire credit strategies, as assigned.

• Perform complex qualitative and quantitative analysis of Consumer credit data leading to the generation of business cases, the development of new strategies, and what-if analyses of existing strategies.
• Analyze, independently, Consumer credit bureau and alternative Consumer credit data, resolving assignments with specific data-driven responses and incremental insights (going above and beyond the assignment).
• Extract, load and transform credit risk data from multiple sources and complex formats, performing as a data leader and expert.
• Outstanding time management skills and project management fundamentals (schedule and resourcing)
• Mentor and train new team resources from a technical and domain point of expertise

Qualifications :

• 3+ years of Credit or Collections risk management experience, preferably with a credit card or personal loan issuer required.
• 2+ years of quantitative analytic modeling, data science or comparable credit process management experience required.
• BA / BS in Finance, Economics, Mathematics, Industrial Engineering, Statistics, or related degree required
• Master’s Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics, or related degree preferred.
• Basic proficiency in SQL, C++, SAS, Python, R, or other statistical software packages required.
• Superior communication (spoken and written), organization and presentation skills required.
• Superior time management skills and awareness of project management methods required.
• Wireless / Telecom experience preferred.
• Strong financial service and credit regulatory understanding and awareness preferred.
• Experience with credit risk decision engine software and platform solutions preferred.
• At least 18 years of age
• Legally authorized to work in the United States

Travel :

Travel Required (Yes / No) : Yes

DOT Regulated :

DOT Regulated Position (Yes / No) : No

Safety Sensitive Position (Yes / No) : No

At T-Mobile, our benefits exemplify the spirit of One Team, Together! A big part of how we care for one another is working to ensure our benefits evolve to meet the needs of our team members.

Full and part-time employees have access to the same benefits when eligible. We cover all of the bases, offering medical, dental and vision insurance, a flexible spending account, 401(k), employee stock grants, employee stock purchase plan, paid time off and up to paid 12 holidays - which total about 4 weeks for new full-time employees and about 2.

5 weeks for new part-time employees annually - paid parental and family leave, family building benefits, back-up care, enhanced family support, childcare subsidy, tuition assistance, college coaching, short and long term disability, voluntary AD&D coverage, voluntary accident coverage, voluntary life insurance, voluntary disability insurance, and voluntary long-term care insurance.

We don't stop there- eligible employees can receive mobile service & home internet discounts, pet insurance, and access to commuter and transit programs! To learn about T-Mobile’s amazing benefits, check out .

Never stop growing!

T-Mobile doesn’t have a corporate ladder it’s more like a jungle gym of possibilities! We love helping our employees grow in their careers, because it’s that shared drive to aim high that drives our business and our culture forward.

T-Mobile USA, Inc. is an Equal Opportunity Employer. All decisions concerning the employment relationship will be made without regard to age, race, ethnicity, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, religious affiliation, marital status, citizenship status, veteran status, the presence of any physical or mental disability, or any other status or characteristic protected by federal, state, or local law.

Discrimination, retaliation or harassment based upon any of these factors is wholly inconsistent with how we do business and will not be tolerated.

Talent comes in all forms at the Un-carrier. If you are an individual with a disability and need reasonable accommodation at any point in the application or interview process, please let us know by emailing