Consumer Lending Representative - Full Time & Part Time

1ST MIDAMERICA CREDIT
East Alton, IL, US
Full-time
Part-time

Job Description

Job Description

1st MidAmerica Credit Union

Structured Compensation - Job Description

Consumer Lending Representative

Data Year : 2024

Prepared On : 09 / 04 / 2024

Role : To administratively assist consumer loan applicants with their loan applications submitted online and by telephone.

Provide clerical and administrative support needed to process and close member loans via DocuSign. Ensure accuracy and completeness of all loan applications, documentation and lien perfection.

Assist applicants with additional lending needs through member application interview process.

Essential Functions & Responsibilities : 60%Responsible for maintaining online and telephone loan applications including HELOC's, in an accurate and timely manner.

Contact applicants to compete loan applications, verify collateral and prepare loan for review by credit analyst. Contacts member regarding decision and arranges closing via DocuSign or branch to complete funding of loan.

Responsible for generating loan production by outbound calling efforts.30%Identifies member’s need for ancillary products and payment protection.

Identify cross sell opportunities for additional loan products and services based on individual member needs.10%Other duties as assigned.

Performance Measurements : 1.To provide prompt, accurate, courteous, friendly, timely and professional service to all applicants.

2.Prepare files for underwriting. To produce loan documents, reports, and new accounts in a timely fashion, with accuracy.

3.To maintain a working knowledge of the credit union's loan standards and governmental regulations.4.To maintain a dependable record of attendance and timeliness.

Knowledge and Skills : ExperienceOne year to three years of similar or related experience.EducationA high school education or GED.

Interpersonal SkillsWork involves much personal contact with others inside and / or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation.

Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.Other SkillsMust have good oral and written communication skills.

Proficient with Microsoft products (Outlook, Word, Excel)

Proficient with 10-key calculator, typewriter, and keyboard skills.

Disclaimer : Must be able to work and travel to different credit union locations as determined by management.

This Job Description is not a complete statement of all duties and responsibilities comprising the position.

1 day ago
Related jobs
Promoted
Grub Hub
IL, United States

Flexible full-time or part-time hours to fit your schedule. Potential for future full-time or part-time positions after the seasonal period ends. Are you looking for a seasonal opportunity with flexible hours and competitive pay? Join our team as Seasonal Delivery Driver! We're seeking responsible a...

Promoted
Compass Group USA Inc
IL, United States

We are hiring immediately for full time and part time PATIENT SERVER positions. Schedule: Full time and Part time schedules available. Both full-time and part-time positions offer the following benefits to associates:. Communicates any patient related problems/concerns to appropriate personnel in a ...

Promoted
Veyo
National Stock Yards, IL, US

We're looking for drivers to partner with us in your area. ...

Promoted
Chestnut Health Systems
Hartford, Illinois

Provide services identified in the IM-CANS to meet consumer needs that are consumer driven and meet the program requirements, including: Maintaining a minimum of assigned consumer service levels, Completing pre-authorizations and re-authorizations of services, timely and as needed, Services primari...

Promoted
Renewal Rehab
Edwardsville, Illinois

We are looking for a passionate Full time Occupational Therapist to join our growing team. Dynamic company partnerships to ensure career stability. Document findings on the standardized evaluation form timely, accurately and adhering to all guidelines. ...

Promoted
Chestnut Health Systems
Madison, Illinois

This full-time position includes an excellent compensation and benefits package including health, dental, vision, life, and disability insurance, a retirement savings plan, generous paid time off benefits, and more. OverviewChestnut Family Health Center, a division of Chestnut Health Systems, seeks ...

Promoted
Gamestop Corp.
Glen Carbon, Illinois

Full-time store positions at GameStop are also eligible to participate in incentive programs, health benefits, paid time off, 401 (k), employee discount and a casual work environment. Provide timely and appropriate recognition and feedback to all store associates concerning performance; regularly in...

Promoted
Footprint Retail Services
Collinsville, Illinois

Merchandiser - Flexible, Part time, Start now!. Our part time employees enjoy the leadership and growth opportunities available to our team members. Footprint Solutions is a nationally recognized company and industry leader; for over 20 years we have partnered with well-known retailers to provide th...

Promoted
JoAnn Stores
IL, United States

Handmade happiness starts with you! The Team Member's responsibility first and foremost is to deliver a premium customer experience by inspiring creativity within our customers and making JOANN their Happy Place! All Team Members drive sales through Team Member, Part Time, Customer Experience, Cust...

go staffing
Illinois

Full-time & Part-time options available. Competitive salary, full benefits, loan repayment, and more! . ...