SVP Senior Commercial Relationship Manager

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We're always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day.

We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change.

We are one team, working together to get things done.

Job Description : Office Location :

Office Location :

Huntsville, Texas, United States

SCOPE / CONTACTS :

Candidate is accountable for providing the Bank with sound, quality loan income, and has direct responsibility for Commercial, Real Estate, Professional and Executive lending activities, and is responsible for profitability, compliance to banking laws and regulations, and adherence to the Bank's policies and procedures.

The incumbent will directly supervise and critique, guide and mentor other commercial lenders and ensure deviation from standard policies and procedures are approved.

Incumbent is responsible for growing personal commercial loan portfolio as well as the bank's entire commercial portfolio through directing participation in business development efforts through interactions with potential customers and maintaining favorable banking relationships with existing customers.

He / she often represents the Bank at many community functions and must be able to effectively function with a variety of people in any situation.

Must exercise good interpersonal and communication skills.

ESSENTIAL FUNCTIONS :

• Review loans and lending procedures to ensure the maximum overall profitability of the Bank's commercial lending activities.
• Manage the Bank's Commercial Loan portfolio and constantly develop new business and enhance the existing business.
• Direct and motivate officers and employees involved in commercial lending activities.
• The incumbent must live in the region and is expected to be involved in community activities.
• Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.

MINIMUM QUALIFICATIONS :

• Eight years of experience in credit and commercial lending activities is required.
• Credit analysis, accounting principles, banking laws / regulations and operations, management principles, marketing techniques, communication skills and economics acquired by a college degree and management training programs.
• Incumbent must have prudent judgment in decisions involving lending activities and in handling of customers, subordinate officers and employees.
• Excellent oral and written communication skills are required.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.

However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)