Software Engineer, Backend

About the role

Custody is the core of the Betterment platform. On a busy day, we need to securely move millions of dollars through the Betterment system.

At the same time, every transaction must flow through a complicated series of risk checks to ensure strict regulatory compliance.

Every ounce of efficiency and intelligence we pour into this system translates into more value for our customers. We’re looking for engineers to help us answer some of our most difficult backend scaling, software design, and optimization questions.

As a Backend Engineer on our Custody Team, you'll help balance on-time delivery of new platform features alongside system stability and scale.

This role is based out of our NYC office. Below we've reflected the base salary range we would offer for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance.

The range listed is just one component of Betterment’s total compensation package for employees.

New York City : $140,000 - $155,000

We offer a competitive equity package, health, dental and vision benefits, life and AD&D, short-term and long-term disability insurance, EAP, commuter and parking benefits FSA / HSA, and 401(k) with employer match as well as a flexible PTO policy.

This job may also be eligible for variable compensation in the form of a company incentive bonus. For jobs based out of our NYC HQ, we require in office attendance Tuesday through Thursday, weekly.

A day in the life

• Build innovative trading and money-movement technology that empowers people to make the most of their money so they can live better
• Solve impossible problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat
• Uphold a standard of excellence in your work, continuously seeking improvement and welcoming guidance from more experienced engineers
• Collaborate with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s software even better
• Gain trust through transparency. We believe in taking the guesswork out of investing. That means a consistent experience for our customers you’ll build the tools to make it possible
• Create efficiency. Our software helps customers save time and money. We maintain it through clean code, pragmatic programming, and lean engineering
• Contribute to an environment of open communication where engineers feel empowered to share ideas and take initiative to solve problems that achieve company objectives

What we’re looking for

• 3+ years professional experience in at least one object-oriented language, preferably Java
• 3+ years professional experience with SQL and relational databases
• A strong command of fundamental algorithms and data structures
• Demonstrated ability to contribute to complex projects and independently deliver small features in established codebases
• Appreciation for agility and pragmatism in software development

What being at Betterment means for you

We change lives

Join a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission : making people's lives better.

We set audacious goals

We set them for the company, our customers, and ourselves and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins.

We value all perspectives

When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community.

We invest in you with :

A competitive suite of benefits, including : medical, dental, and vision insurance; life and AD&D insurance; STD and LTD benefits, including infertility support and World Professional Association for Transgender Health approved benefits;

and generous parental leave.

• Flexible paid time off (and encouragement to use it!)
• Meaningful opportunity for community building through our 7 Employee Resource Groups
• Empowerment to own and lead change and affect the business
• Dedicated professional development opportunities
• Lunch from our in-house chef three days a week at our NYC headquarters
27 days ago