AVP, Portfolio Manager - C&I

Axos Bank

Target Range :

$120,000.00 / Yr. - $130,000.00 / Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target : 12.5%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target : 12.5%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

As Assistant Vice President of Commercial & Industrial (C&I) Portfolio Management, the focus is managing existing commercial loan relationships with an emphasis on non-real estate business verticals.

The ideal candidate is experienced in managing a complex commercial loan portfolio, applying portfolio management processes and procedures, and commercial credit policy.

Responsibilities :

• Support the deal team assigned, including originators, underwriting and portfolio analysts in the divisions assigned by providing a risk management and objective focus to portfolio commercial loan relationships
• Manage and monitor a commercial portfolio, recognizing and managing early warning signs for the portfolio on a recurring basis
• Recommend changes in structure (amendments / waivers) or account management strategy to address negative trends
• Manage and monitor loan products including affirmative and negative financial covenant compliance and comply with internal and external regulatory requirements
• Manage ongoing communication with internal and external stakeholders
• Ongoing monitoring of financial trends, collateral trends, and liquidity
• Recommend appropriate courses of action to address risk management and credit issues

Requirements :

• Bachelor's degree in Business, Accounting, Finance, or related fields
• 5+ years working in a financial institution
• 3+ years in a transactional role
• Demonstrate a strong level of commercial credit underwriting

Preferred :

Syndicated lending and / or management experience

Axos Employee Benefits May Include :

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want.

We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE : AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test :

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana.

Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity :

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment :

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.