Team Loan Officer

Our team is redefining the industry – and creating a culture of excellence.

Founded in 2011, Atlantic Coast Mortgage embodies a people-first culture rooted in commitment, character, and innovation. What began as a small team has grown into a thriving organization where our people remain the driving force behind our mission to redefine the mortgage industry. We believe individuals do their best work in an environment designed for successand we're proud to be recognized by The Washington Post as a Top Workplace. As we continue to grow, we're not just hiring employeeswe're looking for driven, energetic, and creative problem-solvers. If that sounds like you, and you're ready to build your career with a company committed to making meaningful change in our industry, we'd love to connect.

Job Description

Atlantic Coast Mortgage is seeking a qualified Team Loan Officer to foster loan origination sales. The Loan Officer will find prospective clients, guide them through the loan application process, and gather information to ensure that an informed loan decision is made.

This position requires registration with the National Mortgage Licensing System and Registry (NMLS), as created under the federal S.A.F.E. Act.

Job Duties & Responsibilities

• Establish, develop, and maintain client referral relationships with Realtors, builders, Developers, CPA's, and financial planners and make sales calls on potential or existing customers in order to develop new business and / or retain existing business.
• Meet with prospective borrowers, review and analyze credit and financial data, and determine the borrower's financial objectives and goals.
• Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing.
• Provide friendly, accurate, professional service to borrowers and internal business partners by responding promptly to messages and correspondence.
• Keep informed of trends, changes, and developments in the local real estate market.
• To keep up-to-date with changing rules, regulations, and guidelines from FNMA, FHLMC, FHA, and VA in addition to other investors and agencies.
• To keep informed of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines.
• Negotiate price, terms, and conditions with mortgages.
• Maintain a professional image and standards consistent with company policies and procedures.
• Follow through on all professional conditions and education requirements for licensure.
• Adhere to organizational procedures for loan processing.

Qualifications

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