Job Description
Job Description
Job Description
Capital Home Mortgage is a growing company, and we are looking for highly motivated individuals to join our team today! As a loan officer, you will be responsible for reviewing, authorizing and recommending loans for approval.
You will have to meet and discuss with applicants to determine their creditworthiness.
Role and Responsibilities
- Build relationships with and provide an exceptional experience for our clients.
- Obtain and maintain additional licensing.
- Consult with prospective clients to analyze financial and credit data, determine financing objectives, and advise clients on products and services.
- Recommend and outline the terms of the loan and educate prospective clients on loan commitments.
- Utilize Encompass software to track loan applications, manage compliance, and optimize risks
- Provide exceptional customer service by maintaining thorough knowledge of all lending programs, policies, procedures, and regulatory requirements.
- Market our company’s services to clients based on their needs and requirements.
- Research and stay up to date on market rates and trends to better consult clients.
- Additional responsibilities related to business needs.
Qualifications and Education Requirements
- High school diploma
- BS degree in finance, economics, or related field preferred
- Possess excellent customer service and interpersonal skills
- Effective listening and verbal / non-verbal communication skills
- Accountability, adaptability, and motivated mentality
- Proficient in Microsoft Office, including Excel, Outlook, and Word
- Strong attention to detail, organizational, and time management skills
- Ability to multitask, and work in a competitive and fast-paced environment
Preferred Skills
- Experience in banking or lending environment
- Familiar with the loan process
- Friendly and committed to professional customer service when interacting with clients
- Ability to function with a high level of autonomy
Capital Home Mortgage is an Equal Opportunity Employer.
Company Description
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Company Description
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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