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General Counsel

General Counsel

American Credit AcceptanceSpartanburg, SC, US
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Description

Drive strategy. Protect integrity. Lead boldly.

At  American Credit Acceptance (ACA) , we’re not just financing cars—we’re creating opportunities. As a leading indirect auto lender, we serve customers across the country with integrity and innovation. Now, we’re looking for a forward-thinking  General Counsel  to join our executive team and lead with clarity, precision, and purpose.

About the Role

Reporting directly to the CEO, the General Counsel will serve as a trusted legal advisor and executive leader, providing oversight across  Legal, Compliance, Vendor Management, Fraud, and Information Security . You’ll play a key role in steering the company through complex transactions, maintaining regulatory compliance, and safeguarding our reputation.

This is a high-impact opportunity for a collaborative, business-minded legal leader to influence strategy, shape policy, and guide ACA’s growth from the inside out.

What You’ll Do

  • Serve as chief legal advisor to the executive leadership team
  • Lead and oversee a large, high-performing team of approximately 50 FTEs.
  • Lead several teams including Legal, Compliance, Vendor Management, Fraud, and Information Security
  • Provide strategic direction, mentorship, and operational leadership across all functions.
  • Oversee corporate governance, litigation strategy, and regulatory risk
  • Review, draft, and negotiate a wide range of contracts (consulting, vendor, confidentiality, service agreements, etc.)
  • Advise on labor and employment law matters, including handbooks, policies, and training
  • Provide legal counsel on federal and state regulatory issues (particularly in financial services)
  • Liaise and negotiate rates with outside counsel
  • Ensure internal policies and procedures align with legal and regulatory frameworks
  • Build and mentor a high-performing team

What You’ll Bring

  • Juris Doctor (JD) from an accredited law school
  • Active member of the South Carolina Bar (or ability to waive in)
  • Minimum of 15+ years of experience in both law firm and corporate in-house legal environment
  • Strong working knowledge of financial services law—auto finance experience is a  plus
  • Expertise and experience in one or more legal domains, such as litigation, bankruptcy, privacy, contracts, employment law, etc.
  • Excellent contract negotiation and drafting skills
  • Experience advising executive leadership and navigating complex transactions
  • Proven ability to manage outside counsel
  • Strong communication, leadership, and interpersonal skills
  • Demonstrated ability to lead in a fast-paced, high-growth environment
  • Why ACA?

    At ACA, we’re a mission-driven organization with a passion for empowering people—our customers, our communities, and our team members. As part of our leadership team, you’ll enjoy :

  • A seat at the table where your voice matters
  • A collaborative and values-driven culture
  • Opportunities to drive real impact and long-term success
  • EEO Statement

    ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

    California Privacy Notice

    "As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our  Employee Privacy Notice ."

    Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

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