Credit Analyst II

Westlake Financial Services, Inc. is the largest privately held auto finance company in the United States. With 30% YOY growth and assets over $ Billion, we are always looking to acquire talented individuals as we expand our presence in the Auto Finance Industry.

Westlake Financial Services believes in PEOPLE with the PURPOSE and PASSION to assist our more than 25,000 dealer partners throughout North America.

Westlake Capital Finance (WCF) Credit Analyst II

Our WCF Credit Analyst II will be assisting with all operational & underwriting functions in Westlake Capital Finance. Specifically, this position will be responsible with the management, administration, and assisting with the underwriting of our dealer revolving credit line and commercial real estate loans.

Westlake Capital Finance ( WCF ) is company within the Hankey Group that provides revolving credit facilities and commercial real estate loans (CRE) to independent & franchise dealerships around the country.

has serviced over $1 billion in auto loan receivables. As of 2020, WPM is the fastest growing company in the entire Hankey Group.

Our current servicing relationships include Wells Fargo, Bank of America, Fortress, Flexpoint Capital, Marubeni and more.

DUTIES, TASKS, RESPONSIBILTIES (include, but not limited to)

• Assist Westlake team with managing new & existing borrower relationships.
• Act as the primary point of contact for all existing client interactions, working with variety of team members to ensure a timely response to all client requests.
• Assist with compiling potential borrower financial & business data for final review and approval.
• Send out monthly interest invoices & borrowing bases for current WCF borrowers.
• Request and compile monthly and annual due diligence requests for current borrowers.
• Build strong working relationships with clients, stakeholders, vendors and Westlake team members.
• Create and manage ad-hoc reporting requests from our current clients.
• Comfortable with working with large amounts of loan data.
• Assist WCF team with monthly marketing activities and analyze previous marketing campaign results.
• Develop tools, techniques, and standardization that will ensure repeatable results, enhance company effectiveness, client satisfaction, and overall cost efficiency.
• Keep informed of industry changes, trends and best practices and assess the potential impact of these changes on the organization and the client’s business.
• Work directly with WCF team to forecast and manage all new borrower relationships.

KNOWLEDGE, SKILLS, LICENSES

• Strong Excel skills required.
• High comfort-level working with large amounts of loan data & financial data.
• Create, build and manage SQL & Oracle reports
• Presentation skills (from initial creation to delivery)
• Knowledge of Laser Pro application is preferred

EDUCATION

• Bachelor's degree from four-year college or university
• MBA preferred

EXPERIENCE

5 years or more of credit analysis & loan underwriting for a lender or a bank. Preferable

experience would be at the independent or franchise dealership level.

PAY RATE

• $ per hour with potential monthly bonus pay.
• The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable.

BENEFITS

• Medical, Dental, and Vision benefits
• Life Insurance, Flexible Spending Account
• 401K matching
• Employee Stock Ownership Program in a $ Billion Company, plus company matching
• Wellness Program, Daily Team Exercises
• Metro Tap Card and Metro-link Reimbursement
• Westlake University, Certification Programs
• Career Path Opportunities
• Discounts on Parks, Museums, Movie Tickets, and Attractions
• AT&T Wireless Discounts
• Employee Loan Assistance
• Onsite Yoga
• Annual Flu Shots
• Paid Vacations Days
• Paid Sick days
• Paid holidays
• HGym
• Rental Car Discounts
• Dell Member Purchase Program
• UKG Wallet

ACKNOWLEDGMENTS

We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance.

We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law.

Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and / or interview process should notify a representative of the organization.