Sr. Closer / Funder

Sr. Closer / Funder

Our customer-centric team is changing the home lending game with fierce loyalty and a dedication to delivering an extraordinary home loan experience. We empower our team members by engaging and immersing them in a fun, positive, and energetic atmosphere that places emphasis on the customer experience above all else. If you love coming to work every day and winning, hold yourself to high goals and standards, subscribe to a no drama workplace and live to serve your customers as much as each otherwe want you on our team.

Mission Loans is seeking mortgage professionals who thrive in a fast-paced environment without losing focus on quality of work and delivering an exceptional customer experience. As a Sr. Closer / Funder, your primary mission is to timely and accurately prepare loan documents for closing, validate and balance executed closing packages to ensure on-time loan funding and disbursement of proceeds for the borrower and delivering a best-in-class customer experience. As a Senior, you will provide leadership and training to the Closing / Funding team while continuing to perform your duties and responsibilities to maintain superior pipeline management.

Primary Duties & Responsibilities :

• Overall responsibility for timely, accurate preparation of loan documents for closing, validation / balancing of the executed closing package to ensure on-time loan funding / disbursement of proceeds for the borrower and delivering a best-in-class customer experience
• Coordinate with closing agent to effectively manage loan closing timelines including finalizing accurate fees, balancing initial closing disclosure and scheduling the loan closing with the borrower
• Comprehensive review and completion of loan file in preparation for closing by : (i) ensuring all underwriting conditions are cleared, (ii) confirming accuracy of loan data and key dates, especially compliance with TRID timelines, (iii) accurately entering final loan figures / details into LOS (i.e. fees, lender credits, pay-offs, impounds, property / title information) into LOS and (iv) confirming borrower has sufficient funds to close, as applicable
• Timely prepare, validate and deliver to closing agent the initial closing disclosure and closing package
• Comprehensive review and validation of the closing documents to ensure all documents are signed, dated and notarized and maintain compliance with regulatory (wet, dry) guidelines
• Partner with customer relationship manager and closing agent to clear pre-funding conditions and / or closing package discrepancies to ensure compliance with regulatory and company guidelines
• Finalize and initiate loan funding by calculating final figures, liaising with closing agent to balance loan file and submitting request / release of funding wire to appropriate warehouse bank
• Coordinate closeout of the loan transaction with closing agent by timely generating final closing disclosure and confirming disbursement of the loan proceeds
• Manage closing and funding pipeline queues (i.e. initial closing disclosure, scheduling, draw closing package, funding) to ensure smooth, accurate and timely closing / funding process
• Respond in a timely manner to assist in resolution of issues related to requests such as post-closing conditions, suspended loans, quality control audits, investor audits / inquiries
• Operate with a goal to meet and exceed internal and external customer expectations
• Operate in a manner that promotes loan quality and compliance with lending laws
• Maintain productivity and quality performance at or above required goals

Skills & Abilities :

Qualifications & Experience :

Compensation : $31-$36 / hour Work Location : Hybrid / Remote : Irvine, CA