Principal Risk Analyst

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Principal Risk Analyst This role is responsible for advancing Mastercard’s risk and compliance capabilities across the Payment Networks Core technology environment. As a Principal-level leader, you will drive the design, implementation, and scaling of risk and control practices that are deeply embedded in the product lifecycle. You will serve as a thought leader and educator, enabling engineering and operational teams to build resilient, compliant systems through effective control design and risk-informed decision-making.

You will combine product management expertise with operational and engineering experience to ensure that risk and control strategies are technically sound, measurable, and aligned with Mastercard’s enterprise risk framework.

Key Responsibilities

Strategic Control Integration : Lead the design and integration of key controls early in the product lifecycle to ensure audit readiness, sustainable control health, and proactive risk mitigation through secure-by-design principles.

Risk Intelligence & Automation : Architect scalable solutions for collecting, consolidating, and analyzing control effectiveness data across diverse technology stacks. Enable automation and self-service reporting to support data-driven risk management.

Control Self-Attestation at Scale : Drive the evolution of self-attestation programs, ensuring consistency, scalability, and alignment with enterprise risk and compliance standards.

Technical Enablement & Education : Serve as a subject matter expert and educator to engineering and operational teams. Translate complex risk and control concepts into actionable guidance, fostering a culture of accountability and continuous improvement.

Governance & Reporting : Develop and maintain dashboards and reporting mechanisms to communicate risk posture, control health, and remediation progress to senior leadership and stakeholders.

Remediation Strategy & Advisory : Guide control owners in interpreting risk signals (e.g., KPIs, audit findings, exceptions) and developing effective remediation strategies that align with technology and security standards.

Cross-Functional Leadership : Partner across risk, compliance, engineering, and product teams to ensure alignment, eliminate silos, and strengthen end-to-end control execution.

All About You

Proven experience in technology product management with a strong foundation in risk management, compliance, or technology operations.

Deep understanding of IT risk and control frameworks (e.g., NIST, ISO 27001, SOC 2, PCI-DSS) and experience applying them in complex, distributed environments.

Hands-on experience with system design, architecture, or engineering operations, enabling you to assess control applicability and effectiveness across varied technology stacks.

Demonstrated ability to educate and influence technical and non-technical stakeholders on risk and compliance best practices.

Skilled in data analysis, dashboarding, and reporting tools to drive transparency and accountability.

Comfortable navigating large-scale, cross-functional environments, balancing technical depth with business impact to drive strategic outcomes. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must :

Abide by Mastercard’s security policies and practices;

Ensure the confidentiality and integrity of the information being accessed;

Report any suspected information security violation or breach, and

Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include : insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Pay Ranges

O'Fallon, Missouri : $148,000 - $237,000 USD