Credit Analyst

The Role

The Credit Analyst is responsible for underwriting credit requests and assisting the Chief Administrative & Risk Officer in loan portfolio management, analysis, and reporting.

We are looking for candidates who demonstrate strong analytical and underwriting skill sets and are eager to collaborate with internal teams.

The Credit Analyst has significant exposure to senior leadership and countless development opportunities for growth in banking and credit risk management.

Who We Are

Truxton is a premier provider of wealth, banking, and family office services for wealthy individuals, their families, and their business interests.

Serving clients across the world, Truxton’s vastly experienced team of professionals provides customized solutions to its clients’ complex financial needs.

Founded in 2004 in Nashville, Tennessee, Truxton upholds its original guiding principle : do the right thing. Truxton Trust Company is a subsidiary of financial holding company, Truxton Corporation (OTCPK : TRUX).

Our mission : To do the right thing every day, putting our clients’ interests first, with distinctive, comprehensive financial solutions that protect and promote client prosperity and quality of life.

What You Will Be Doing

• Preparing credit analyses to determine customer credit worthiness and ability to repay debt
• Assisting Bankers by interfacing with business owners and finance teams to understand cash flows and business risk
• Working with senior Banking personnel and with Chief Administrative & Risk Officer as lead on initiative to streamline underwriting processes associated with certain credit requests and ensuring compliance with bank regulations
• Generating quarterly analyses and reporting to Board Credit Committee pertaining to portfolio risks
• Maintaining strong attention to detail in the preparation of spreadsheets, credit memos, and other documentation
• Interfacing with auditors and examiners as needed to meet their information requirements

What We Are Looking For

Attributes and Abilities

• Curious and excited to learn when presented with a new issue
• Problem solver, able to both diagnose challenges and solve them efficiently
• Able to seamlessly toggle between independent work and collaborating with a team
• Detail-oriented, organized, and able to handle multiple tasks in a timely fashion

Experience and Skills

• 2+ years of working knowledge and experience in a professional services firm preferred
• Highly proficient with Microsoft Excel and other financial software systems

Education and Designations

• Bachelor’s Degree in Finance, Accounting, or Economics preferred
• Bonus points : Obtained or are interested in pursuing an MBA or Professional Designation (CPA, CFA, etc.)

Why You Should Work Here

• Truxton is a highly profitable and growing company that has been recognized by American Banker as the 9th best community bank (and top-ranking TN bank) based on 3-year Return on Average Equity.
• Opportunities to grow your expertise, take on new challenges, and gain exposure to a wide range of sophisticated work across private banking, wealth management, asset-liability management, treasury management, deposit operations, and capital markets.
• Because we are a smaller company, you will have the opportunity to chart your own course and contribute to initiatives that go beyond your job title.
• Truxton supports and encourages a culture of learning, both through internal development and pursuit of professional designations.

If working for Truxton appeals to you but you don’t think you are a match for this role, we still encourage you to send a resume and cover letter explaining how you might contribute to our team.

What We Offer

• 401k + company match
• Medical, life, dental, and vision insurance
• Paid federal holidays
• Paid vacation Time
• Employee assistance program (EAP)
• Short-term and long-term disability insurance
20 hours ago