Talent.com
Community Lending Officer

Community Lending Officer

Webster BankGreat Neck, NY, US
job_description.job_card.30_days_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
job_description.job_card.job_description

Community Liaison Officer (CLO)

If you're looking for a meaningful career, you'll find it here at Webster. Founded in 1935, our focus has always been to put people first doing whatever we can to help individuals, families, businesses and our colleagues achieve their financial goals. As a leading commercial bank, we remain passionate about serving our clients and supporting our communities. Integrity, Collaboration, Accountability, Agility, Respect, Excellence are Webster's values, these set us apart as a bank and as an employer.

Come join our team where you can expand your career potential, benefit from our robust development opportunities, and enjoy meaningful work!

Community Liaison Officer (CLO) Responsibilities :

  • Originate residential mortgage loans primarily for first time homebuyers in their respective markets through building and maintaining new or existing networks of business and community relationships that serve as a source of referrals.
  • Develop and leverage these ties to educate prospects and clients on a variety of homeownership related topics, bank products and services.
  • Interview customers to determine loan needs and advise them of appropriate products, programs, terms and pricing.
  • Generate a complete, quality, well-documented loan file for submission following all policies, procedures and guidelines.

Community Outreach Activities :

  • Establish, foster, and maintain network of strong relationships with community-based, charitable, and non-profit organizations.
  • Conduct first-time homebuyer education classes as well as one-on-one coaching sessions to prepare and enable prospects and customers for loan program eligibility.
  • Conduct financial literacy workshops in conjunction with community-based, charitable and non-profit organizations.
  • Participate in non-profit community events and activities; educate prospects, clients, and members on available mortgage products and programs.
  • Recommend unique opportunities to Senior Management to offer Webster products and services within the communities served.
  • Residential / Consumer Loan Production :

  • Leverage community outreach activities, as well as standard referral sources such as personal and professional network, including banking centers, to originate residential mortgage and consumer loans, primarily from LMI / HMG / MMCT borrowers (minimum of 75% of business originated meets the LMI / HMG / MMCT requirements of the bank). Lending activities to focus on residential first-time homeownership, refinance and home equity.
  • Educate potential loan applicants thoroughly and make appropriate product recommendations to meet prospect / client needs.
  • Ask pertinent discovery questions to determine customer needs and determine / recommend appropriate lending options.
  • Calculate loanto-values, consider credit and debt to income positions as well as compare a variety of products, programs, and pricing; make appropriate recommendations to customers.
  • Identify and leverage down payment and closing cost assistance programs to help increase available first-time homeownership opportunities.
  • Structure loans to meet the bank's lending guidelines and risk appetite. Serve as the main point of contact for customers throughout process from loan application to closing.
  • Develop, deliver and update homebuying pre-approvals as needed.
  • Maintain an acceptable application to closing ratio.
  • Identify and refer prospects / clients to bank partners for additional products and services, as appropriate.
  • Act as an advocate for the customer, making logical decisions that balance customer needs with Webster objectives.
  • Meet all regulatory compliance requirements.
  • Manage time appropriately each day; follow up with customers and contacts; meet deadlines consistently.
  • Key Skills / Experience Qualifications for the Role :

  • High school diploma or GED required.
  • Advanced degree Associates, Bachelors, Masters, etc. preferred.
  • Equivalent work experience required.
  • Experience :

  • 10+ years in loan origination / sales and service preferred.
  • Experience supporting LMI / HMG / MMCT groups preferred.
  • Bi-lingual candidates with fluency in Spanish a plus.
  • Job Skills / Knowledge :

  • Minimum of ten years of mortgage loan origination experience preferred.
  • Ability to negotiate and discuss a variety of mortgage scenarios and follow through with appropriate recommendations for customer based on credit, estimated home value, income and other factors.
  • Ability to generate and manage large volumes of prospects and clients (50+ sources and 10+ loans managed in pipeline at any given time).
  • Ability to structure loan deals to best serve customers and align with guidelines and policies.
  • Demonstrate strong time management skills with ability to multi-task.
  • Strong communication and presentation skills.
  • Strong computer skills and experience utilizing laptop technology and other related technology as needed.
  • Successful candidate must meet and comply with requirements set forth in the SAFE Act, including, but not limited to successful completion of the pre-employment screening checks and obtaining / maintaining a unique identifier from the NMLS.
  • Ability to travel locally as needed.
  • All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.

    serp_jobs.job_alerts.create_a_job

    Community Officer • Great Neck, NY, US

    Job_description.internal_linking.related_jobs
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Account Relations Representative III

    Account Relations Representative III

    Canon U.S.A., Inc.Melville, NY, United States
    serp_jobs.job_card.full_time
    Account Relations Representative III.Canon USA in Melville, NY is seeking an Account Relations Representative III (Representative, Acct Rels III). The individual will be responsible for overseeing a...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Community Lending Officer - Staten Island

    Community Lending Officer - Staten Island

    Bank of AmericaNew York, NY, US
    serp_jobs.job_card.full_time
    Community Lending Officer - Staten Island.Community Lending Officer - Staten Island.Community Lending Officer - Staten Island. Be among the first 25 applicants.Community Lending Officer - Staten Isl...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours
    • serp_jobs.job_card.promoted
    Relationship Banker - Greenwich Dearfield - Greenwich, CT

    Relationship Banker - Greenwich Dearfield - Greenwich, CT

    JPMorganChaseGreenwich, CT, US
    serp_jobs.job_card.full_time
    At Chase, we are passionate about creating memorable experiences for our clients and employees, making them feel welcomed, valued, and understood. We build lasting relationships by doing the right t...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    ADVOCATE

    ADVOCATE

    Family Service League Inc.Smithtown, NY, United States
    serp_jobs.job_card.full_time
    Established in 1926, Family Service League is a social services agency who provides comprehensive services to individuals, children, and families to improve the quality of their lives at home, in t...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Community Lending Officer - Westchester County - Hybrid

    Community Lending Officer - Westchester County - Hybrid

    CitigroupWhite Plains, NY, US
    serp_jobs.job_card.full_time
    Community Lending Officer - Westchester County - Hybrid.Working at Citi is far more than just a job.A career with us means joining a team of more than 230,000 dedicated people from around the globe...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Community Mortgage Lending Officer SAFE Act - GARDEN CITY

    Community Mortgage Lending Officer SAFE Act - GARDEN CITY

    Citigroup Inc.Village of Garden City, NY, US
    serp_jobs.job_card.full_time
    Community Mortgage Lending Officer.The role is directly responsible for the sale of a specific product or product set directly to clients. Consult with customers about their financial situation, fin...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_1_hour
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Community Lending Officer - Clifton

    Community Lending Officer - Clifton

    Bank of AmericaClifton, NJ, US
    serp_jobs.job_card.full_time
    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clien...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_1_hour
    • serp_jobs.job_card.promoted
    Relationship Banker I (PT)

    Relationship Banker I (PT)

    Cathay Bank - HeadquartersQueens, NY, United States
    serp_jobs.job_card.full_time
    Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success....serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Relationship Banker I

    Relationship Banker I

    Cathay Bank - HeadquartersQueens, NY, United States
    serp_jobs.job_card.full_time
    Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success....serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Share Your Thoughts, Pocket Some Cash : Join Opinion Outpost's Survey Opportunities!

    Share Your Thoughts, Pocket Some Cash : Join Opinion Outpost's Survey Opportunities!

    DynataLong Branch, NJ, United States
    serp_jobs.job_card.full_time
    Ready to turn your opinions into cash? Explore the world of remote paid online survey gigs with Opinion Outpost!.It's as simple as sharing your thoughts from the comfort of your own home and watchi...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours
    • serp_jobs.job_card.promoted
    Community Lending Officer - Fulton St.

    Community Lending Officer - Fulton St.

    Bank of AmericaBrooklyn, NY, US
    serp_jobs.job_card.full_time
    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clien...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Community Lending Officer - S

    Community Lending Officer - S

    HireTalentWhite Plains, NY, US
    serp_jobs.job_card.full_time
    Financial Center Community Lending Officer.The Financial Center Community Lending Officer is responsible for originating retail mortgage loans and other lending products through maximizing client r...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Epic Credentialed Trainer - Learning and Organizational Development Educator

    Epic Credentialed Trainer - Learning and Organizational Development Educator

    Northwell HealthHuntington, NY, United States
    serp_jobs.job_card.full_time
    Provides expertise in the area of learning and organizational development including, but not limited to, strategic thinking relevant to leadership, learning, team-building, performance, and change ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Community Lending Officer - Elmont

    Community Lending Officer - Elmont

    Bank of AmericaElmont, NY, US
    serp_jobs.job_card.full_time
    Consumer Mortgage Referral Manager.At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Commercial Lending Officer

    Commercial Lending Officer

    PhaxisFair Lawn, NJ, US
    serp_jobs.job_card.full_time
    Commercial Lender (C&I) at Columbia Bank is responsible for bringing in new business relationships and analyzing commercial loans of varying complexity and dollar size. This position works directly ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Teller

    Teller

    PNC Financial Services GroupNeptune City, NJ, US
    serp_jobs.job_card.full_time +1
    At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.We are all united in delivering the best experience for our customers.We work together each day ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_1_day
    • serp_jobs.job_card.promoted
    Team Leader

    Team Leader

    VSP VisionMelville, NY, United States
    serp_jobs.job_card.full_time
    With minimum supervision, provide lead support to the division / team staff.Coordinate the workflow to ensure unit performance is maintained. Oversee the work of the division / team staff and manage the...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Account Relations Representative II

    Account Relations Representative II

    Canon U.S.A., Inc.Melville, NY, United States
    serp_jobs.job_card.full_time
    Account Relations Representative II.Imaging and Office Equipment industry, has an opportunity in Melville, NY to support the Business Partner Group (BPG). We are seeking an Account Relations Represe...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours