Lead Commercial Credit Risk Analyst

Overview :

Responsible for coordinating various aspects of data and project management, reporting and process optimization within Credit Risk.

This role will work closely with multiple teams to ensure smooth operations and efficient coordination of project resources, as well as foster a culture of continual improvement.

Having a background in credit is beneficial.

Primary Responsibilities :

• Develop and produce complex and ad hoc enterprise credit reporting.
• Participate in projects aimed at evaluating and developing system / process enhancements to improve the efficiency of reporting;

assist in the coordination and of the execution of process enhancements. Will be required to provide feedback to management.

• Act as project leader in the execution of complex, critical and highly visible projects for the promotion and maintenance of standard enterprise reporting for the Credit Division.
• Track progress and manage timelines for large projects and initiatives related to data and reporting transformation within Credit Risk Management.
• Cultivate a "change agent" mindset among team members regarding data management and reporting practices.
• Assemble, compile, analyze information, and resolve errors / inconsistencies in data from various business partners to ensure consistency in enterprise reporting.
• Develop strong partnerships with other bank departments to aid in analysts' understanding of underlying business drivers that may affect reporting.
• Develop a thorough understanding of Credit and its functions, processes, and operations. Keep abreast of business and market trends which may affect business department.
• Will train junior analysts.
• Perform other assignments / projects as requested by management.
• Adhere to applicable compliance / operational risk controls in accordance with Company or regulatory standards and policies.
• Promote an environment that supports diversity and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities :

The position requires substantial interaction with both internal and external contacts to the Credit Division to obtain pertinent information.

The position acts as a liaison between credit and other business units on various projects.

The incumbent works independently under very limited supervision as well as a member or a project leader of a project team.

Supervisory / Managerial Responsibilities :

Serves as resource for junior employees.

Education and Experience Required :

Bachelor's degree in an applicable field (i.e. Business, Finance, Statistics, Marketing, MIS) or the equivalent in work experience and a minimum of 3 years prior experience in commercial credit, lending, finance, accounting and / or audit,

OR in lieu of a degree,

A combined minimum of 7 years higher education and / or work experience to include a minimum of 3 years prior experience in commercial credit, lending, finance, accounting and / or audit.

Excellent knowledge of Microsoft software including Outlook, Excel, Word, PowerPoint, Access, etc.

Excellent oral and written communication skills.

Ability to multi-task and prioritize to complete work within established timeframes.

Strong analytical ability and creative problem-solving skills.

Ability to interact effectively with all levels of personnel / management.

Ability to work independently and function as a member of a project team.

Ability to function as a project leader.

Detail oriented.

Education and Experience Preferred :

• MBA preferred.
• Naturally curious
• Proficiency in tools such as Jira and Confluence, Microsoft Excel, Microsoft Project, Qlik, SQL, and data visualization software such as Microsoft Power BI or Tableau
• Experience with process mapping and optimization techniques
• Knowledge of Agile methodologies and principles
• Experience in data management, reporting and operations coordination
• Strong organizational skills with the ability to manage multiple tasks simultaneously

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $71,985.

72 - $119,976.20 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America