Senior Manager - Global Commercial Credit Risk Oversight

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other.

Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact every colleague has the opportunity to share in the company’s success.

Together, we’ll win as a team, striving to uphold our and powerful backing promise to provide the world’s best customer experience every day.

And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business.

And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path.

Find your place in risk and analytics on #TeamAmex.

The Credit Risk Oversight organization within Global Risk & Compliance (GRC) is responsible for identifying and managing credit risk across all processes and geographies at American Express.

Key Responsibilities :

• Conduct quantitative analysis on risk management data to drive insights and recommendations for first line teams.
• Conduct independent reviews of commercial credit risk processes and provide effective challenge to first line teams.
• Identify credit risk metrics (e.g. KRIs and KPIs) to continuously monitor and oversee risk.
• Develop requirements to support the next generation risk capabilities (e.g. Smart Monitoring)
• Produce credit risk dashboards for AXP Risk Committees including tracking risk appetite metrics.
• Analyze trends in the charge and lending portfolios and conduct deep dive analysis to understand key drivers.

Qualifications :

Experience and Background :

• Credit risk management experience.
• 5+ years’ experience
• Strong analytical skills and business acumen with a risk-reward control perspective.
• Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE / HADOOP, R, Python);
• Ability to clearly communicate oversight findings to credit risk peers, business partners, and senior leaders.
• Demonstrates the courage to challenge the status quo.
• Demonstrates the ability to successfully manage multiple priorities under pressure.
• Proven ability to collaborate with colleagues across the Company.
• Self-starter with natural curiosity to solve problems.
• Advanced degree in quantitative field is preferred.

Leadership Skills

• Developing leader who can build, encourage, and mentor a team with a passion for the business.
• Exhibits strong collaboration and influential leadership skills with the ability to build positive relationships across teams and levels of seniority.
• Self-confident with a strong sense of integrity, and the ability and willingness to challenge and be challenged.
• Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks.
• Strong verbal and written communication skills, and ability to clearly communicate oversight findings to credit risk peers, business partners, and senior leaders.

Salary Range : $90,000.00 to $165,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include :

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities
30+ days ago