Job Title :
SVP- Commercial Banking - Technology Lending
Location : Denver, CO
Denver, CO
What you'll do :
The position of the SVP- Commercial Banking in Technology Lending is responsible for identifying a target market for new business and subsequently develop and establish a book of new business from those relationships.
The position is responsible for the negotiating, underwriting and coordinating the closing of a variety of major and complex corporate banking loans in compliance with the Bank’s lending policies and procedures;
develops business checking and deposit relationships with customers.
What we are looking for :
Compiles and analyzes market research data to develop recommendations regarding products and services focused on needs of target market.
Engages in business development activities and solicitation of new business based on the target market.
Calls and visits target customers to promote and sell Bank products and services to establish a new book of business.
Develops and maintains customer data base including calls and results on all new business relationships. Makes reports to superiors as required.
Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information.
Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
Gathers all information necessary to present a financing request to senior management or Loan Committee for approval; meets with new / potential customers;
visiting sites of loans; negotiates loan terms and conditions; refers and recommends acceptance to the Chief Credit Officer or Loan Committee.
Coordinates processing of approved loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies;
obtains sufficient information and / or documentation from customers; solves problems relative to processing and servicing of loans within the Relationship Manager’s portfolio.
Maintains a superior knowledge of financial industry status and trends.
Recommends to senior management those products and services experiencing less than satisfactory performance.
Represents the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business;
assists the Bank in establishing and maintaining market position in the financing arena.
Qualifications :
Bachelor’s degree from a four-year college or university and ten (10) or more years of related experience and / or training;
or a combination of experience and education.
At least 5 years experience in the Venture Capital / Technology Lending space.
Superior knowledge of related state and federal banking compliance regulations, and other Bank operational policies.
Expert knowledge and experience in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and / or credit analysis or related areas.
Superior knowledge of Bank lending procedures, Bank policies and procedures, and the Bank’s products and services.
Extensive knowledge in all facets of relationship management.
Exceptional analytical skills.
Intermediate skills in word processing and spreadsheet software (i.e., Microsoft Word, Excel, etc.).
Exceptional oral, written and interpersonal communication skills
Exceptional organizational and time management skills.
Compensation : Salary range for new hires is generally $180,000.00 - $215,000.00 for Denver, CO. Salary amount is determined by specific job location.
In addition, the role may be eligible for annual bonus / incentives earned and restricted stock.
Benefits you’ll love :
We offer all the important things you'd want like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program.
In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!