Overview This is a remote role that may only be hired in the following locations : North Carolina, South Carolina, or Virginia.
This Business Credit Officer underwrites, evaluates, and decisions a broad range of business loan requests for the Credit Administration function of the Bank.
Reviews loan applications, including requests from nonstandard businesses, within established credit policies and procedures.
Identifies and structures credit grades as a result of application review. Provides support to field lending associates on credit policy and loan structuring through knowledge of credit policy, loan processes, and underwriting techniques.
Responsibilities Underwriting - Underwrites and evaluates a range of business requests, including nonstandard requests which may include, but are not limited to, churches, nonprofit organizations, and new ventures.
Structures workout credits including credit grade downgrades and troubled debt restructuring assignments. Responsible for evaluating automated clearing house over limit exceptions.
Business Support - Supports field lending associates both through department support center call line and directly answers questions and concerns regarding the status of applications, loan structuring, credit policy, and other matters related to small business lending.
Follows up on pending applications to ensure the timely disposition of all loan requests. Assists with special projects as requested.
Loan Proficiency - Maintains current knowledge of changes in bank credit policy, industry and economic trends, and underwriting techniques.
Underwrites small business loans in accordance with all required policies and regulations. Identifies loan requests pertaining to special loan programs and takes action appropriately.
Qualifications Bachelor's Degree and 4 years of experience in Business and Commercial Underwriting with credit approval authority.
OR- High School Diploma or GED and 8 years of experience in Business and Commercial Underwriting with credit approval authority.
Additional Requirements : Experience with Business and Commercial loans required Knowledge of accounting and finance principles required Knowledge of current banking laws and regulations, loan documentation, and Bank policy required Experience in credit approval authority First Citizens benefits programs are designed to meet our associates where they are in life.
Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families,however defined.
More information regarding our benefits offerings can be found here : benefits.Underwriting - Underwrites and evaluates a range of business requests, including nonstandard requests which may include, but are not limited to, churches, nonprofit organizations, and new ventures.
Structures workout credits including credit grade downgrades and troubled debt restructuring assignments. Responsible for evaluating automated clearing house over limit exceptions.
Business Support - Supports field lending associates both through department support center call line and directly answers questions and concerns regarding the status of applications, loan structuring, credit policy, and other matters related to small business lending.
Follows up on pending applications to ensure the timely disposition of all loan requests. Assists with special projects as requested.
Loan Proficiency - Maintains current knowledge of changes in bank credit policy, industry and economic trends, and underwriting techniques.
Underwrites small business loans in accordance with all required policies and regulations. Identifies loan requests pertaining to special loan programs and takes action appropriately.
Bachelor's Degree and 4 years of experience in Business and Commercial Underwriting with credit approval authority. -OR- High School Diploma or GED and 8 years of experience in Business and Commercial Underwriting with credit approval authority.
Additional Requirements : Experience with Business and Commercial loans required Knowledge of accounting and finance principles required Knowledge of current banking laws and regulations, loan documentation, and Bank policy required Experience in credit approval authority First Citizens benefits programs are designed to meet our associates where they are in life.
Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families,however defined.
More information regarding our benefits offerings can be found here : benefits.
Business Credit Officer
This Business Credit Officer underwrites, evaluates, and decisions a broad range of business loan requests for the Credit Administration function of the Bank. Business Support - Supports field lending associates both through department support center call line and directly answers questions and conc...
Sr. Business Analyst - Security Clearance Required
The IT Business Analyst will work with the team to collect and define client requirements, analyze and document business and technical processes, conduct quality assurance and control activities, and provide overall program and project support across teams. CACI is seeking an experienced IT Business...
Foreign Transaction Compliance Analyst (CFIUS) - Security Clearance Required
CENTRA is looking an early or mid-career analyst to serve as a Foreign Transaction Risk Analyst on the Risk Mitigation and Compliance Monitoring (RMCM) team within DHS’s Office of Trade and Economic Security (TES). Monitoring private parties' compliance with legally binding risk mitigation agreement...
Financial Analyst - Security Clearance Required
SAIC is looking for a candidate to provide Financial Reporting and Analysis, Strategic Financial Planning, Business Process Improvement, Benchmarking and Program Metrics support in a fast-paced and dynamic customer environment with broad impact to the customer’s mission. Perform short and long-term ...
Assistant Project Manager - Security Clearance Required
This Assistant Project Manager position supports Radio Frequency (RF) engineering, systems testing and analysis efforts as a subject matter expert (SME). This Assistant Project Manager position supports Radio Frequency (RF) engineering, systems testing and analysis efforts as a subject matter expert...
Junior IT Project Manager - Security Clearance Required
Coordinate project activities and develop project schedules. Provide routinely scheduled reports to senior managers on task and project performance. Utilizing Change Control Boards (CCBs) to manage and control any project-related changes, ensuring effective and efficient project delivery. A minimum ...
Mortgage Loan Officer
As a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Virginia. Recommends loan solutions in accordance with lending guidelines and clients' requirements. Develops and prepares loan solutions and refers products and services; reviews documentation to ensure comp...
Credit Risk Officer II
The Credit Risk Officer II will support the Credit Risk Officer III and Chief Credit Officer with any required workflows in preparation of the weekly Officer's Loan Review Committee. The Credit Risk Officer II will present monthly reports to the Credit Risk Officer III and Chief Credit Officer. VP, ...
Travel Business Analysis, Senior Analyst (Business Analysis, Senior Analyst)
Top Workplace Award, South Carolina (Greenville Business Magazine, Columbia Business Monthly, and Charleston Business Magazine). Business Analysis, Senior Analyst. Business Analysis, Senior Analyst). Work with clients to review test plans to verify adequate coverage of business processes and to ensu...
Mortgage Loan Processor
They will gather and process all loan documentation and ensure compliance with policy, regulatory, and loan terms. This candidate will be responsible for the entire end-to-end mortgage loan process. Review each loan file to verify that documents are present, accurate, and complete before underwritin...