Loan Officer

Job Title : Loan Officer

Loan Officer

Location : CA - Irvine

CA - Irvine

What you'll do :

AmeriHome Consumer Direct Loan Officers receive a large number of calls from clients directly from our portfolio of $30B+ in volume.

Our Loan Officers build rapport, analyze financial situations and determine the appropriate loan product to meet our client’s goals.

Our customers' experience is our primary focus and our Loan Officers are required to have best in class customer service skills.

What we are looking for :

Inbound leads : We have over $60+ Billion Portfolio AmeriHome Loan Officers receive a large number of calls from clients directly from our portfolio.

Our Loan Officers work with incoming leads of customers interested in our programs.

• Speak with borrowers to assess their loan requirements
• Consult with clients on loan options that are best suited for their needs; clearly present benefits and options
• Be the go-to person for the borrower throughout the loan application process
• Ensure a seamless and smooth process for the client by building a strong partnership with the operations team
• Utilize technology to multitask and manage a large pipeline
• Assist borrowers with purchase transactions by utilizing our nationwide realtor referral network
• Maintain pre-established daily, weekly, and monthly KPI’s (Key performance indicators)
• Proven successful consumer lending sales experience (minimum 2 years), working with FHA and conforming products
• Base + Bonus : No draw (additional compensation for self-sourced and purchase business)
• Ramp up incentive : First 3 months
• Work / Life Balance : Monday Friday / No weekends required
• States Licensing : Company paid licensing, continuing education, and annual state / NMLS renewals

What you need to have :

• Proficient computer skills including Encompass (LOS) and Velocify (CRM)
• Excellent interpersonal, written, and oral communication skills (Bi-lingual fluency a plus)
• Must have strong sales and closing techniques
• Ability to take initiative and responsibility
• Strong problem-solving ability with multiple systems and scenarios
• Organizational skills and attention to detail
• Ability to prioritize tasks in a fast-paced environment
• Proficient in Microsoft Office / Excellent computer skills
• Competitive and Driven
• Active listening skills
• NMLS SAFE ACT compliant, holding 5 or more active state licenses preferred
• Proven track record in the mortgage environment
• Experience with NCA and Purchase business preferred
• Ability to regularly achieve 50+ outbound dials & 3+ hours of customer engagement (talk time) preferred
• HS Diploma or GED required

Compensation : Hourly range for new hires is generally $31,894.00 - $36,617.00 for Irvine, CA. Salary amount is determined by specific job location.

Benefits you’ll love :

We offer all the important things you'd want like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program.

In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!