VP - Relationship Manager II - C&I

How would you like to join one of the most highly regarded community-focused financial institutions in the Tri-State area?

Provident Bank is a high-performing, $14 billion company that continues to expand with branches in New Jersey, Eastern Pennsylvania and New York.

Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do.

Apply today and discover what our commitment to enhancing our employee and customer experience is all about.

POSITION SUMMARY

Under general direction, this position is r esponsible for origination, evaluation and structuring of complex loan requests and transactions.

Additional responsibilities will include portfolio management and cross-selling other Bank products and increasing the bank’s visibility in the marketplace.

MAJOR JOB RESPONSIBILITIES

Solicits credit-worthy potential and existing customers in an effort to develop new business and increase or retain existing business within the framework of the policy and procedures of the Bank.

Promotes profitable growth of the loan portfolio and maximum customer responsiveness.

• Oversee the preparation of loan presentation including detailed financial analysis and assessment of borrower's financial capacity and creditworthiness.
• Assesses lending risks, identifies offsetting mitigants and makes recommendations on loan structure displaying sound credit judgment.
• Establishes and promotes customer and community relationships; cross sell other Bank products and services; maintains continued awareness of market conditions and competition;

continues education in financing products and techniques.

• Manages all aspects of assigned loan portfolio with emphasis on covenant and bank policy compliance, credit quality and delinquency control.
• Facilitates closing of the loan transactions with strict compliance with approved terms and conditions.

SUPERVISORY RESPONSIBILITIES

None

SKILLS AND TRAINING

• Comprehensive loan analysis experience.
• Comprehensive financial analysis experience.
• Comprehensive knowledge of underwriting techniques.
• Proven new business track record.
• Strong oral, written and communication and management skills.
• Proficient with software programs (Microsoft Word, Excel and Argus).

EDUCATION

Bachelor’s degree required in Accounting, Finance or Business Administration.

WORK EXPERIENCE

5 to 10 years

LICENSES AND / OR CERTIFICATES

Licenses and Certifications

N one

SUPERVISORY RESPONSIBILITIES

None

SKILLS AND TRAINING

• Comprehensive loan analysis experience.
• Comprehensive financial analysis experience.
• Comprehensive knowledge of underwriting techniques.
• Proven new business track record.
• Strong oral, written and communication and management skills.
• Proficient with software programs (Microsoft Word, Excel and Argus).

WORKING CONDITIONS

Work is performed in a normal office environment. Noise levels are usually moderate. May also involve travel to customers and property locations.

Featured Benefits

• Medical / Dental / Vision Insurance
• Flexible Savings Account
• 401(k)
• Tuition Disbursement and Reimbursement
• College Loan Pay Down Program

and other great benefits

HAZARDS

The hazards are mainly those present in a normal office setting and those present in commuting by car.

Occasionally may be exposed to those conditions present in public forums and meeting places.

This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management.

Job descriptions and duties may be modified when deemed appropriate by management.

Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization.

We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.

Military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.