Director, Community Finance - Underwriting, Portfolio & Loan Management

Responsibilities

Include :

Leadership and Innovation :

Lead your team in best-in-class management of relationships; develop and maintain thepany’s relationships with existing clients and industry stakeholders;

gather market intelligence by forging deep relationships; understand how Capital One shows up in our localmunities and how we can help move the needle on socioeconomic mobility.

Harness your team’s market intelligence to bring insights to broader External Affairs, shaping perspectives and informing lending and investment decisions;

share intelligence with peers across thepany to deepen our shared understanding, promote collaboration, and maximize impact

Collaborate with executive leaders, your team, and other key stakeholders to establish business goals, plan portfolio growth, manage new and existing relationships, and perform proper pre-qualification, structuring, pricing, underwriting, management and administration of debt and equity investments

Lead across the organization to effectively manage risk, support new business initiatives and continuously well-managed processes

Craft a shared vision for the future, leveraging your expertise, leadership, and influence to provide clarity inplex situations, inspire breakthrough innovation and drive results

Adopt an enterprise mindset in strategy development and implementation, considering both the internal and external landscape

Proactively embrace and lead through change, with candor and optimism

Evolve to meet new and emerging opportunities and challenges, including enabling a try / test / learn team culture

Innovate and find efficiencies in the application of data and technology to support business opportunities

Stay informed and demonstrate subject matter expertise, including attending and participating in industry workshops, conferences, etc

Talent Development :

Attract, develop, and retain a diverse team engaged in the underwriting, portfolio and loan management of strategy-aligned deals

Foster an inclusive positive team environment of trust, collaboration, and effective challenge

Develop, coach, and inspire associates to reach their goals, including providing timely, specific, actionable feedback, facilitating relevant growth opportunities and managing performance

Appreciate, reward, and elevate great performance, in accordance with Capital One’s values : Excellence and Do The Right Thing

Excellence & Risk Management :

Adopt a running the business mindset, managing risks, ensuring data integrity, and promoting an overall well-managed environment

Maintain overall responsibility for the credit and investment review and approval process, portfolio management and construction loan administration throughout the deal lifecycle with an enterprise mindset collaborating broadly with internal and external partners to ensure the highest level of impact and service

Regularly evaluate and contribute to the improvement of our processes; always look to drive simple, scalable impact and durable results

Maintain a strong working knowledge of the bank, its customers, portfolio exposure,petitive environment, economic trends and policies

Partner with business andmunity Finance functions to foster an environment of open dialogue around risk tolerance and credit appetite

Identify and assess the risk profile of debt and equity investments and propose grounded solutions to ensure risk is mitigated and client objectives are met within appropriate credit, investment and regulatory guidelines

Partner seamlessly with internal and external teams to develop and meet key milestones throughout the deal lifecycle

Coordinate with various CF functional teams and other departments in the servicing of client relationships

Oversee periodic reporting requirements

Basic Qualifications :

Bachelor’s degree or military experience

At least 8 years of experience in strategy, business development, underwriting, or asset management in the field of affordable housing ormercial real estate

At least 3 years of experience with mission-driven lending or investments ormunity development lending or investments

At least 3 years of experience in people leadership

Preferred Qualifications :

Master of Business Administration (MBA), Master’s degree in Finance, Real Estate or other related discipline

10+ years of affordable housing,munity development, LIHTC experience

5+ years of experience in people leadership

Strong analytical and problem-solving skills, attention to detail and accuracy

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting.

Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

New York City (Hybrid On-Site) : $202,400 - $231,000 for Director,munity Finance

San Francisco, California (Hybrid On-Site) : $214,500 - $244,800 for Director,munity Finance

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentivepensation, which may include cash bonus(es) and / or long term incentives (LTI).

Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers aprehensive,petitive, and inclusive set of health, financial and other benefits that support your total well-being.

Learn more at the. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employermitted to diversity and inclusion in the workplace.

All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law.

• Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law;
• San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act;

and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an amodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at .

All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable amodations.

For technical support or questions about Capital One's recruiting process, please send an email to

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Job ID 1421131967