Wealth Advisor I

JOB TITLE : Wealth Advisor I

DEPARTMENT : Member Services

REPORTS TO : AVP, Wealth Management

JOB STATUS : Non-Exempt

PRIMARY : The Wealth Advisor I (one) is responsible for helping members identify and meet their financial goals, primarily through providing financial education, counseling, and establishing good financial behavior and habits.

When appropriate and when properly certified or licensed, the Wealth Advisor I will also facilitate members in opening investment advisory accounts.

The Wealth Advisor I also has general responsibility for working with the AVP, Wealth Management to develop CBC's Federal Credit Union's market by co-developing and co-executing a business development plan that will grow their market.

ESSENTIAL DUTIES :

• Practice CBC core values :
• Make It Right -CBC pledges to do the right thing for our credit union by providing the greatest benefit possible to our members and our community.
• Make It Easy -CBC pledges to provide easy financial solutions, convenient locations, efficient service and simplified processes.
• Make It Personal -CBC pledges to nurture deep, personal relationships with members, based on their individual needs and preferences.
• Meets with members to assess financial needs and develop sound recommendations to help members achieve their financial goals.

When appropriate, recommend and open investment advisory accounts.

• Service investment advisory accounts, including periodic and annual review with the member and reassessing whether progress towards their financial goals are being achieved.
• Develops and executes business plans for increasing sales and service levels, including marketing themselves and actively prospecting the credit union membership for potential.
• Conducts regular training of branch employees on investment and financial topics. Conducts educational seminars related to financial planning topics.
• Conduct periodic outbound calls to new and potential clients as assigned by the AVP, Wealth Management.
• Generate client prospects by attending local events, hosting seminars, joining networking groups, utilizing online marketing venues, and asking for referrals.
• Perform other duties as assigned.

REQUIRED KNOWLEDGE, SKILLS AND ABILITIES : The requirements listed below are representative of the knowledge, skills and ability required of an individual to satisfactorily perform the essential duties of this job.

• Understanding of basic financial concepts such as budget planning, personal balance sheet or cash flow preparation, emergency fund accumulation, insurance and investments, etc.
• Demonstrated ability to learn, comprehend and communicate basic to intermediate financial planning concepts.
• Demonstrated ability to learn and adhere to federal and state regulations / laws as they pertain to investments, financial planning and other aspects of the financial services industry (ie.

banking, insurance, etc.)

• Demonstrated ability to effectively communicate and develop / acquire client relationships.
• Demonstrated ability to learn and utilize the required hardware / software to complete job functions.
• Must be familiar with Microsoft Office products and use of internet.
• Commitment to core values of Integrity, Excellence, Innovation, Ownership, Passion, Empathy
• Must be results and execution oriented, including accuracy, thoroughness, and attention to detail.
• Must work well in a fast paced, team environment and be open to constructive criticism and feedback.
• Must possess excellent listening and interpersonal skills.
• Must possess excellent skills in organizing, priority setting, and time management.
• Must possess a strong member focus including a commitment to service and follow up.

Knowledge of BSA / AML / OFAC regulations as they apply to this role. Must complete annual required training and ensure their team adheres to all regulatory requirements including annual and role specific training.

EDUCATION and / or EXPERIENCE : A high school diploma or equivalent is required. Minimum of one-year previous experience working in a consultative role with clients as a Wealth Advisor or Financial Advisor.

OTHER REQUIREMENTS : The Wealth Advisor I must actively hold all of the following licenses or designations in good standing :

FINRA Series 7 and Series 66, and State Life, Accident, and Health.

PREFERRED CREDENTIALS :

• Certified Financial Planner (CFP®), or
• Chartered Financial Analyst (CFA), or
• Chartered Financial Consultant (ChFC®)

SUPERVISORY RESPONSIBILITIES : This position has no supervisory responsibilities.

PHYSICAL REQUIREMENTS : The physical demands described below are representative of those that must be met by an employee to successfully perform the essential duties of this job.

Reasonable accommodations may be provided to enable individuals with disabilities to perform the essential duties.

This position is of light physical activity performing non-strenuous tasks of a clerical nature. While performing the duties of this job, the employee is consistently required to sit.

Requires occasional standing and walking. Frequent repetitive use of both hands to include occasional simple grasping. Manual dexterity sufficient to reach / handle items and work with hands to fingers.

WORK ENVIRONMENT : Work area is a well-lighted, heated and / or air-conditioned indoor office setting with adequate ventilation.

The noise level is moderate.

WORK SCHEDULE : Workweek will be 40 hours to include some overtime as needed. Occasional attendance at meetings before or after scheduled hours may be required.

Management reserves the right to change any employee's work schedule to meet the operational needs of the Credit Union. Furthermore, management reserves the right to reassign any employee, either temporarily or permanently, to work at another credit union location.

TRAVEL : May be required to attend one-day seminars, conferences (out of the area).

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