Life Insurance Sales Professional - Remote

Why USAA?

At USAA, we have an important mission : facilitating the financial security of millions of U.S. military members and their families.

Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did.

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The Opportunity

As a dedicated Business Insurance Agent - Mid-level, you will work in an inbound sales environment advising business owners on insurance and risk management, using a full suite of Commercial Insurance Products to address each member and / or non-member’s unique risk profile.

You will use knowledge of insurance marketplace, carrier appetite, and leverage underwriter relationships and knowledge of carrier contracts to place coverage for member’s business.

On a daily basis you will take incoming calls throughout the day (average 7-10 calls) for business insurance coverage collaborating with other insurance carriers. p>

USAA provides 13-15 weeks of training so you understand our product offerings and can support each member and / or non-member independently.

Training schedule hours are Monday - Friday, 8 : 00 am-4 : 30 pm Central time. Work schedule hours are Monday - Friday, 9 : 30 am-6 : 00 pm Central time or 9 : 30 am-6 : 00 pm Eastern time.

This position can work remotely in the continental U.S. with occasional business travel. This is a full-time, hourly, non-commission position.

Build and maintain relationships between members and nonmembers and insurance carriers, exercising technical knowledge effectively and communicating solutions.

Use understanding of compliance and insurance standards and Agency Management Systems to limit agency Errors & Omissions (E&O) exposure through proper documentation.

Classify member’s and / or non-members business and provide accurate risk management and risk mitigation solutions while using knowledge of B2B sales cycles for success.

Facilitate account reviews, by using the carrier renewal cycle, and understanding the members’ and nonmembers’ risk profile to provide consultative advice and appropriately address and mitigate the risk.

Research industry trends and evolving regulatory environment (state and national), improving understanding of important technical / financial issues.

Use knowledge of Agency Management Systems / Customer Relations Management (CRM) & multiple carrier Platforms to operate comfortably at an advanced level to appropriately select product and carrier offerings.

Calculate Insurance to Value (ITV) on a wide range of property types and structures including geographic differences and capture custom or unique features within the properties and provide appropriate details to determine accurate replacement values.

Provide select account service for member’s and nonmember’s including policy changes, certificates, endorsements, renewals, non-renewals and remarkets, cancellations, reinstatements, and record updates within agency systems.

Facilitate initial acquisition of business owners, Affluent members, and nonmembers, by gaining an understanding of the members and nonmembers’ risk profile by providing a concierge, white glove, single point of contact service level for members and nonmembers with complex accounts and unique needs.

May work with underwriters on complex accounts across management lines and Excess and Surplus for renewals, endorsements, and remarketing.

Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

2 years of insurance sales and service experience and / or experience working in a commercial insurance, high value, or broker agency setting.

Valid Property and Casualty insurance license for home state and / or ability to obtain home state and multistate license within 90 days.

High Net Worth / Private Client Experience and ability to handle sensitive information.

4 or more years of Commercial Lines Insurance account management experience writing new business. (Not including renewals and / or servicing)

4 or more years working experience quoting and binding directly with the insured.

Experience with Agency Management Systems and / or Salesforce.

Compensation : USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive.

You are paid within the salary range based on your experience and market data of the position. b>

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits : At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness.

These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. p>

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.< /