Compliance Analyst - AML

Cetera Financial Group is seeking a Compliance Analyst, AML. The role involves ensuring adherence to Anti-Money Laundering policies and regulations, analyzing information, reviewing daily files for the Customer Identification Program, monitoring client accounts for unusual activity, conducting client reviews as required by the Bank Secrecy Act, and documenting findings.

This is a hybrid role, candidates must be located in one of our office locations : El Segundo, CA San Diego, CA Des Moines, IA St Paul, MN St Cloud, MN.

Candidates must be willing to work West Coast hours.

What you will do :

Involved in one or more of the following activities to ensure compliance with the firms AML policy and all applicable laws and regulations :

• Review and investigate daily requests related to Customer Identification Programs (CIP). Maintain documentary of evidence of CIP-related searches.
• Review and communicate discrepancies related to AML policies and procedures to the AML Manager.
• Analyze exception reports related to Office of Foreign Asset Controls (OFAC) review and utilize systems to address identified exceptions.
• Perform necessary regulatory inquiries related to the Financial Crimes Enforcement Network (FinCEN)
• Review daily exception reports and communicate with financial advisers on any unusual or suspicious activity.
• Review and detect variances in policies and regulations through systems and reports
• Support supervisory and operations personnel to address questions or concerns related to AML and CIP activity
• Take an active part in the review, monitoring, testing, and verification of our Firm policies and procedures
• Perform the required Customer Due Diligence reviews to help determine customer risk profiles
• Effective written and oral communication skills with all levels within the organization
• Perform research as requested on customer accounts.
• Other duties as assigned

What you need to have :

• High School Diploma or GED required.
• Minimum 3 years of compliance or banking operations experience required.
• Minimum 3 years of general office or accounting experience required.
• Good knowledge of Outlook and Microsoft Office applications.
• Requires good knowledge of wire payment processes and related legal / regulatory requirements.
• Thorough knowledge of compliance- related functions and applicable regulatory requirements.
• Willing to obtain FINRA licenses.

What is nice to have :

• Analytical skills that can recognize fraudulent items and items that merit a more detailed review
• Excellent customer service skills and ability to deal with elite clients
• Proven critical thinking and strong time management skills
• Ability to multi-task while maintaining a high level of quality and efficiency
• General knowledge of bank operations and wire processing
• Ability to plan and prioritize job assignments
• Ability to communicate effectively orally and in writing
• Excellent organizational skills and detail-oriented
• High level of quality / quantity of work and customer service,
• Strong analytical skills, ability to resolve routine to complex problems / issues independently, and take initiative on new assignments.

Compensation :

The base annual salary range for this role is $60,000 to $70,000, plus a competitive performance-based bonus. Base annual salary depends on a wide array of factors, including but not limited to skill set, years and depth of experience, certifications, and location.

Base annual salary may also differ significantly due to geography and cost of labor considerations.

LI-Hybrid