CDFI Finance Manager

Habitat for Humanity East Bay / Silicon Valley is recruiting for a new CDFI Finance Manager. Habitat for Humanity East Bay / Silicon Valley (HEBSV) is an affiliate of Habitat for Humanity International serving Contra Costa, Alameda, and Santa Clara counties.

Habitat Community Capital (HCC) is a non-profit Community Development Financial Institution (CDFI) controlled by HEBSV that lends money to organizations throughout California and nearby states to finance the construction and purchase of affordable housing.

Position Summary : The CDFI Finance Manager's primary responsibility will be the financial health of HCC, including monitoring HCC's cash flows, balance sheet, P&L, and other key performance indicators.

The CDFI Finance Manager will monitor HCC's deployment ratio, sourcing funds as necessary (through bank financing, grants, etc.

to ensure the CDFI's ability to meet its demand for lending.

Essential Duties and Responsibilities :

Manage financial operations, ensuring the maintenance of internal policies, procedures and controls

Monitor the cash flows for both operating and lending capital, ensuring availability of funds and optimization of investment

Work with HCC's Loan Advisor to project future capital requirements for lending opportunities

Coordinate all financing necessary to ensure that HCC has the available capital to meet lending projections

Facilitate all borrowing and other financing transactions with banks, credit unions, CDFIs, etc.

Identify and acquire grant financing from available sources (government, foundations, corporations, etc.)

Develop new sources of financing as needed. Potential opportunities include donations and social impact investing, among others

Ensure compliance with any metrics or covenants associated with grants, borrowing or other financing

Lead construction of HCC's annual budget

Present on HCC's finances quarterly to the Board of Directors

Work with marketing team to develop materials that communicate financing opportunities to potential lenders

Attend conferences for learning and networking; session presentations are a possibility

Position Requirements :

5+ years of banking or finance experience, preferably within a CDFI, bank, or other financial institution

Extensive understanding of financial best practices, including policies, procedures and controls

Technical knowledge of real estate lending, including mortgages and construction loans

Strong quantitative skills

Strong interpersonal skills, including verbal and written communication

Able to communicate effectively with the leadership of organizations by phone, email, video, and in-person

Must be a self-starter and able to work independently

Basic understanding of affordable housing trends, organizations, rules, and laws preferred

Commitment to affordable housing and to HEBSV's mission

Full-time, flexible hours. Minimal weekday evenings and weekends required. Minimal travel required.